Senior Resources 2024 Health Care Guide
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“W HYWOULD I WANTA M EDICARE D UAL E LIGIBLE S PECIAL N EEDS P LAN IF I ALREADY HAvE M EDICARE ?” This is a great way for you to save money on items such as cold and flu medicine, vita mins, incontinence products, and even toothpaste and skin lotion. With the My Choice Wisconsin Dual Advantage Plan, this benefit is $100 each month, and it rolls over until the end of the year if you do not use the full benefit each through a DSNP may be: • Monthly Over-the-Counter Allowance Original Medicare generally does not cover dental pro cedures—even basic proce dures, teeth cleanings, or x rays. With My Choice Wisconsin Medicare Dual Advantage, we offer $2,500 per year in dental benefits that can be used for porce lain crowns, dentures, x rays, oral exams, cleanings, etc. In addition to saving money, this is an important aspect of overall health often overlooked. month. This is a potential savings of $1,200 in a year! • Dental Benefits
here is a lot of confusion when it comes to Dual Eligible Special Needs Plans (also called a DSNP). So why would you want a DSNP, like My Choice Wisconsin’s Dual Advantage Plan, if you already have Medicare? Your Medicare benefits do not change A common misunderstanding is that if a person signs up for a DSNP, it will affect the amount of Medicare coverage they are already receiving. This is not the case, as all DSNPs have the same coverage as Medicare. A Dual Eligible Special Needs Plan is a type of Medicare Advantage plan specifically for people with Medicare and Medicaid. If you are enrolled in Medicare Parts A and Part B, or are becoming eligible for Medicare, you may choose to have your coverage directly through the government or from a Medicare Advantage plan. With a Medicare Advantage plan, you are still a Medicare member. The Dual Eligible Special Needs plan becomes the payer of your Medicare benefits. Plus, it gives you access to more benefits than are available through Medicare. A DSNP has a provider network, so it is important to check that your providers are covered by the plan you are interested in joining. A Dual Advantage Medicare Advisor can help with this. You get additional benefits with no additional cost Examples of extra benefits available
$150 each year for eyeglasses and contacts. This makes eye wear expenses not covered by Medicaid a bit more affordable and allows for upgrades to eye glass frames and tinting to lens es. There are even more benefits like meals after a hospital or facility dis charge, medical alert buttons, and installation of home safety devices. Your services are under one roof By enrolling in a DSNP, Hospital, medical, and prescription drug costs are all covered in one plan with little or no cost to the mem bers. DSNPs are designed to help coordinate care. My Choice Wisconsin includes care coordination as well. We can assist with things such as schedul ing appointments, finding doctors, and getting the most from your health coverage. You can learn if you are eligible by contacting My Choice Wisconsin at 1-800-963-0035 (TTY 711) or www.mychoicewi.org. You may also contact a State Health Insurance Assistance (SHIP) advi sor or check the Medicare.gov Plan Finder for more plans in your area. My Choice Wisconsin Medicare Dual Advantage is an HMO SNP with a Medicare contract. Enrollment in My Choice Wisconsin Medicare Dual Advantage depends on contract renewal.
• Vision Benefit
Our vision benefit covers
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14 | S E N I O R R E S O U R C E S 2024
For information on Senior Services in Wisconsin, visit our website www.seniorresourcesonline.com
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