25-27BPStudyCovers

Median Organic Growth in Net Commissions & Fees by Line of Business (excluding contingents, bonuses & overrides)

Total Agency

Commercial Lines

11.3%

12.3%

10.2%

10.1% 10.4%

12.1%

9.5% 9.7%

11.0%

9.0%

8.7%

8.7%

10.0%

8.4%

9.7%

9.4%

7.9%

7.7%

8.9%

7.5%

8.8%

8.3%

7.4%

7.7%

6.2%

7.2%

6.9% 6.6%

< $1.25M $1.25-2.5M $2.5-5M $5-10M $10-25M $25-100M >$100M

< $1.25M $1.25-2.5M $2.5-5M $5-10M $10-25M $25-100M >$100M

2025 2026

2025 2026

Personal Lines

Group L/H/F

13.3%

13.9%

13.3%

8.3%

7.8% 8.2%

6.5%

6.5%

11.2%

4.3% 5.2%

11.0%

3.6%

10.7% 10.5%

3.4%

10.5%

2.5%

0.7%

9.2%

8.3%

7.8%

6.8% 6.5%

6.7% 7.2%

-2.7%

-16.6%

< $1.25M $1.25-2.5M $2.5-5M $5-10M $10-25M $25-100M >$100M

< $1.25M $1.25-2.5M $2.5-5M $5-10M $10-25M $25-100M >$100M

2025 2026

2025 2026

Note: Commercial P&C includes Bond/Surety. Group L/H/F includes Group Medical, All Other Group, and Individual L/H/F.

Cross Category Comparison

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