Ham Steven LTC 0500 095 SNS 2019 03 08
Charges and Expenses Report
Dr. Steven Ham, Male, 69 Non-Smoker
This report shows the maximum deductions made from premium payments and the Contract Fund based on the assumptions used in this presentation.
$500,000 PruLife ® Universal Protector Initial Annual Premium Outlay $20,393.00
Charges and Expenses
Guaranteed Results Based on Minimum Interest Rate of 1.00% & Maximum Charges
Deductions from Premiums
Deductions from the Contract Fund
Policy Values
Annual Premium Outlay
Premium Based Admin Charge
Admin. & Transaction Charges
Cost of Insurance
Charge for Extras
Cost of Additional Riders
Sales Charge
Contract Fund
Cash Value
Death Benefit
Year Age
1 69 2 70 3 71 4 72 5 73 6 74 7 75 8 76 9 77 10 78 11 79 12 80 13 81 14 82 15 83 16 84 17 85 18 86 19 87 20 88 21 89 22 90 23 91 24 92 25 93 26 94 27 95 28 96
20,393 20,393 20,393 20,393 20,393 20,393 20,393 20,393 20,393 20,393 20,393 20,393 20,393 20,393 20,393 20,393 20,393 20,393 20,393 20,393 20,393 20,393 20,393 20,393 20,393 20,393 20,393
1,529 1,529 1,529 1,529 1,529 1,529 1,529 1,529 1,529 1,529 1,529 1,529 1,529 1,529 1,529 1,529 1,529 1,529 1,529 1,529 1,529 1,529 1,529 1,529 1,529 1,529 1,529
3,671 3,671 3,671 3,671 3,671 3,671 3,671 3,671 3,671 3,671 3,671 3,671 3,671 3,671 3,671 3,671 3,671 3,671 3,671 3,671 3,671 3,671 3,671 3,671 3,671 3,671 3,671
5,760 5,760 5,760 5,760 5,760 5,760 5,760 5,760 5,760 5,760 5,760 5,760 5,760 5,760 5,760 5,760 5,760 5,760 5,760 5,760 5,760 5,760 5,760
6,145 6,828 7,649 8,633 9,789
0 0 0 0
299 510 683 861
3,075 5,282 6,512 6,586 5,285 2,369
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000
0 1,073 0 1,323 0 1,598 0 1,883 0 2,202 0 2,597 0 2,936 0 3,327 0 3,870 0 4,388 0 4,874 0 5,277 0 5,738 0 6,373 0 6,975 0 7,522 0 7,918 0 8,281 0 8,817 0 9,322 0 9,792 0 8,867 0 9,224
11,132 12,661 14,366 16,238 18,270 20,568 23,236 26,283 29,770 33,812 38,508 43,949 50,218 57,362 65,271 73,774 82,676 91,704
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total
$203,930
Total
$407,860
5,760 100,686 5,760 109,374 5,760 117,358 5,760 125,696
0
0
0
480
11,284
0
817
END‡
END‡
Total
$550,611
THIS PRESENTATION IS NOT VALID WITHOUT A COMPLETE SET OF PAGES. THIS PRESENTATION ID IS 03072019326652 PLI Version 64.00 (MI) March 07, 2019 08:56 PM Page 6 of 13 ‡ The policy ends and coverage ceases because the Cash Value is not greater than zero and the No-Lapse Guarantee is not in effect. You will have taxable income under the policy if the policy ends with an outstanding loan in excess of cost basis. Please refer to the Additional Information section for more information.
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