Frantzis, Phillip

Guaranteed Results Based on Minimum Interest Rate of 1.00% & Maximum Charges

Glossary of Terms

Year

Contract Fund

Surrender Charge

Cash Value

1 2 3 4 5 6 7 8 9

488 833

8,197 7,543 6,913 6,307 5,726 5,343 4,962 4,581 4,198 3,817 3,435 3,053 2,672 2,290 1,908 1,527 1,145

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

1,038 1,068

886 419

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

10 11 12 13 14 15 16 17 18 19 20 21

763 458 228 0 +

* At older ages, Surrender Charges may go to zero earlier than year 20. + Surrender Charge is zero in year 21 and thereafter.

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