Fidante Benefits Package

Member Action Required! New members of Staff:

• You will be added to the Plan automatically (there are normally no joining forms to complete). • Medical Underwriting - there may be a requirement for a medical questionnaire or other medical requirements. You will be notified if you are required to provide any medical information. Please note that you may not be fully covered until the medical underwriting process is complete. In the event of the insurer declining your application, you will be notified. In the event of the insurer increasing the standard rates of premium, Fidante reserves the right to restrict your cover. Exclusions from cover may also apply.

Existing Members of Staff:

• Medical Underwriting - salary increases may result in standard underwriting limits being exceeded. In these circumstances, there may be a requirement for a medical questionnaire or other medical requirements. You will be notified if you are required to provide any medical information. Please note that you may not be fully covered for the salary related increase in benefits until the medical underwriting process is complete. In the event of the insurer declining your application, you will be notified. In the event of the insurer increasing the standard rates of premium, Fidante reserves the right to restrict your cover. Exclusions from cover may also apply.

Who do I contact for further information?

The Corporate Team at JMA corporate@jmurray.co.uk

Phone : 020 8642 3680

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