The Family Times March 2018

family matters

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FREEHOLD SAVINGS BANK New Jersey’s Oldest Savings Institution By Pam Teel

GREAT MORTGAGE RATE PURCHASE OR REFINANCE CONVENTIONAL MORTGA

You can feel safe and secure banking with Freehold Savings Bank. Their focus is delivering the best in community banking for the financial well-being of their communities. They carry out their commitment to their customers by combining exceptional personal service, competitive banking products, and local expertise to provide a convenient and rewarding banking experience while concentrating their business primarily on the origination and servicing of home mortgage and home equity loans for individuals and families throughout central New Jersey. Being the oldest Savings Institution in New Jersey, the Bank was founded in 1853 as the Freehold Mutual Loan Association, a name that was retained until 1955. They have been providing continuous service to their community since their founding. Their motto being, “ Small in size but Big in Service” , the commitment to their community runs deep. They have two locations, one at 68West Main Street, Freehold Borough and their branch office at 3649 Route 9 North, Freehold Township. They specialize in commercial real estate loans, home purchases, refinancing, construction, home equity loans and lines of credit. Also available are checking, savings, money markets, CD’s and IRA’s. Other services include: Visa check card (visa debit card) like a credit card, the Visa Check Card permits the holder to make purchases anywhere the Visa Card is accepted, with the charge being made directly to the holder’s checking account rather than as a credit transaction. Additionally, it is also an access card to tens of thousands of automated teller machines (ATM) across the nation. At these terminals, the cardholder may make balance inquiries, withdraw cash, make deposits, transfer funds between accounts or make purchases at participating merchants. ATM 24-Hour Banking: The Freehold Savings Bank ATM Card is an access card to tens of thousands of automated teller machines (ATM) across the nation and throughout the world. At these terminals, the cardholder may make balance inquiries, withdraw cash, make deposits, transfer funds between accounts or make purchases at participating merchants. The card provides 24 hour a day, seven days a week access at terminals throughout the world. Other Miscellaneous Services include: • Bank By Mail • Certified Checks $9.65 per thousand $7.03 per thousand $6.06 per thousand Interest Rate Interest Rate APR APR 2.99% 3.25% 3.02% 3.27% Interest Rate APR 4.00% 10 Year 15 Ye r $17.96 per thousand Interest Rate Interest Rate APR 2.99% 3.375% 2.99% 5 Year $7.27 per thousand Interest Rate APR 3.75% 3.75% 15 Year 20 Year First lien primary residence up to 80% of the appraised value or Freehold Savi the first mortgage. Additional conditions may apply. Payments noted above incl and interest only. It does not include amounts for taxes and insurance premiums, For tax deductibility, please see your tax advisor. Rates are subject to change w Application fee – lo n amount of $100,000 or less the pplication fee is $135. greater than $100,000 the application fee is $400. FREEHOLD SAVINGS BANK Experience You Can Bank On FIRST LIEN HOME EQUITY LOAN FIXE No Closing Costs ALL CONVENTIONAL MORTGAGES:First lien primary residence up to 80% of the ap Additional conditions may apply. Application fee $450. Payments noted above inc and interest only. It does not include amounts for taxes and insurance premiums, For tax deductibility, please see your tax advisor. Rates are subject to change wit $4.77 per th $5.07 per Interest Rate 3.99% Interest Rate 4.50% 4.00% 30 Y $9.83 per thousand APR 3.375 10 Year 30 Y

We Also Offer C Real Estate Lo Call For D 732-462

• Night Deposit Drop • Notary Service • Signature Guarantee • Wires

• Online Banking • Mobile Banking • Bill Pay • Mobile Remote Deposit Capture

• Direct Deposit • Money Orders

732-462-6700 FREEHOLDSAVINGSBANK.COM 68 West Main Street • 3649 Route 9 North, Freehold, NJ 0772 freeholdsavingsbank.com NMLS ID# 408098

# Summer 2017 www.boomersplusmag.com

AP-NJG0013127-12

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Family Times

MARCH 2018