Welcome Kit Sample Business

03

BUSINESS CHECKING ACCOUNTS

Super NOW for public funds & sole proprietroships only

Small Business Checking

Business Checking

IOLTA

Initial Deposit

$100

$50

$50

$2,500

Free if under 200 transactions per month; 25 cents per transaction over 200 eDelivery: free Mailed: $1

Free with average monthly bal- ance of $5,000 or more; $10/mo. if under

Monthly Service Fee

None; all fees waived

$5*

Monthly Statement Fee Business Debit Card Bounce Protection**

eDelivery: free Mailed: $1

eDelivery: free Mailed: $1

none

$700

$600

none

$600

eDelivery Statement

NetTeller Cash Management & Mobile

free

free

free

free

Interest rate tied to Market- Watch money market current rate; 0.00% APY - 0.25% APY***

$5/mo. Includes first 12 bills paid,

$5/mo. Includes first 12 bills paid,

Bill Pay

free

after 12, pay- ments are 50 cents ea.

after 12, pay- ments are 50 cents ea.

*Super NOW monthly fee is waived if analysis determines sufficient balance is maintained to offset. Account holders can also earn interest on high balances; see branch for details.

**Bounce Protection limit is subject to approval on all accounts.

**For more information regarding eDelivery email callcenter@ovbc.com or call (800) 468-6682

***A.P.Y. based on balance as of 6/26/16. Check branch for current rate.

Business Analysis Accounts:  Fees are determined through monthly analysis of the account. Contact your local office for a review of your specific account.

A.P.Y. = Annual Percentage Yield

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