P - Mihlston, Dr. Melanie Lynn - Whole Life

Guardian Life Insurance Illustration Tabular Detail Melaine Mihlstin, Female Age 31, Preferred NT

Benefit

Premium **

$1,000,000

Whole Life 99

$9,190.00

Enhanced Accelerated Benefit Rider Paid Up Additions Rider (Scheduled) PUA Waiver of Premium ($15,280.63/year)

$15,280.63

$319.37 $210.00

Waiver of Premium

Index Participation Feature (50% initial allocation)

Total First Year Premium

$25,000.00

See schedule of Index Participation Feature allocation. Dividend Option: Paid Up Additions (D)

Guaranteed

Non-Guaranteed - Current

Non-Guaranteed - Alternate

AGE AT ANNUAL CASH DEATH CASH DEATH POL START PREMIUM VALUE BENEFIT PREMIUM VALUE BENEFIT PREMIUM VALUE BENEFIT YR OF YR # ## ## # * ## * ## * # * ## * ## * 1 31 25,000 15,041 1,089,942 25,000 15,041 1,089,942 25,000 15,041 1,089,942 2 32 25,000 30,391 1,175,399 25,000 31,407 1,176,787 25,000 31,140 1,176,519 3 33 25,000 48,643 1,256,548 25,000 51,292 1,264,679 25,000 50,457 1,262,590 4 34 25,000 72,450 1,333,568 25,000 77,383 1,351,438 25,000 75,654 1,345,961 5 35 25,000 96,802 1,406,627 25,000 104,770 1,437,144 25,000 101,794 1,426,738 6 36 25,000 122,239 1,475,904 25,000 133,991 1,522,073 25,000 129,383 1,505,218 7 37 25,000 148,286 1,541,548 25,000 164,642 1,606,079 25,000 157,985 1,581,271 8 38 25,000 174,974 1,603,713 25,000 197,140 1,689,644 25,000 187,982 1,655,398 9 39 25,000 202,339 1,662,539 25,000 231,626 1,774,069 25,000 219,475 1,728,912 10 40 25,000 230,379 1,718,162 25,000 268,206 1,859,468 25,000 252,520 1,801,908 11 41 25,000 259,101 1,770,712 25,000 306,984 1,945,916 25,000 287,175 1,874,448 12 42 25,000 288,503 1,820,315 25,000 348,086 2,033,464 25,000 323,510 1,946,560 13 43 25,000 318,592 1,867,095 25,000 391,575 2,122,170 25,000 361,533 2,018,282 14 44 25,000 349,354 1,911,174 25,000 437,607 2,211,973 25,000 401,339 2,089,529 15 45 25,000 380,772 1,952,667 25,000 486,236 2,303,041 25,000 442,921 2,160,442 16 46 25,000 412,849 1,991,690 25,000 537,259 2,394,964 25,000 486,008 2,230,586 17 47 25,000 445,539 2,028,353 25,000 590,792 2,487,018 25,000 530,646 2,299,207 18 48 25,000 478,821 2,062,764 25,000 646,897 2,579,437 25,000 576,837 2,366,520 19 49 25,000 512,674 2,095,027 25,000 705,726 2,672,325 25,000 624,654 2,432,611 20 50 25,000 547,078 2,125,246 25,000 767,369 2,765,915 25,000 674,115 2,497,683 21 51 9,400 565,931 2,108,367 9,400 815,699 2,814,995 9,400 709,009 2,516,498 22 52 9,400 584,974 2,091,742 9,400 866,247 2,866,134 9,400 745,062 2,535,867 23 53 9,400 604,214 2,075,365 9,400 919,141 2,918,943 9,400 782,325 2,555,881 24 54 9,400 623,627 2,059,235 9,400 974,455 2,973,481 9,400 820,808 2,576,548 25 55 9,400 643,212 2,043,346 9,400 1,032,298 3,029,810 9,400 860,545 2,597,879 26 56 9,400 662,914 2,027,696 9,400 1,092,743 3,088,005 9,400 901,536 2,619,897 27 57 9,400 682,753 2,012,281 9,400 1,155,916 3,148,172 9,400 943,828 2,642,647 28 58 9,400 702,697 1,997,097 9,400 1,221,943 3,210,379 9,400 987,457 2,666,139 29 59 9,400 722,814 1,982,140 9,400 1,290,942 3,274,633 9,400 1,032,453 2,690,328 30 60 9,400 743,122 1,967,408 9,400 1,363,087 3,340,837 9,400 1,078,891 2,715,090 31 61 9,400 763,619 1,952,897 9,400 1,438,530 3,409,078 9,400 1,126,817 2,740,450 32 62 9,400 784,311 1,938,603 9,400 1,517,368 3,479,377 9,400 1,176,235 2,766,381 33 63 9,400 805,187 1,924,524 9,400 1,599,785 3,551,774 9,400 1,227,211 2,792,871 34 64 9,400 826,264 1,910,657 9,400 1,685,927 3,626,343 9,400 1,279,778 2,819,932 35 65 9,190 847,501 1,896,997 9,190 1,775,930 3,703,144 9,190 1,333,958 2,847,569 NET CASH DEATH NET

March 17, 2019 ID:6615

Version: 2.23.0

Page: 12 of 19