P - Mihlston, Dr. Melanie Lynn - Whole Life

Guardian Life Insurance Illustration

Planning Concept Based on the 2019 Dividend Scale Melaine Mihlstin, Female Age 31, Preferred NT

Benefit

Premium **

$1,000,000

Whole Life 99

$9,190.00

Enhanced Accelerated Benefit Rider Paid Up Additions Rider (Scheduled) PUA Waiver of Premium ($15,280.63/year)

$15,280.63

$319.37 $210.00

Waiver of Premium

Index Participation Feature (50% initial allocation)

Total First Year Premium

$25,000.00

See schedule of Index Participation Feature allocation. Dividend Option: Paid Up Additions (D)

Guaranteed

Non-Guaranteed

AGE

BASE

BASE

AFTER NET

AT

POLICY GUAR.

TAX

AFTER CUM TAX NET A/T

NET

NET

START ANNUAL CASH

NET ANNUAL CUM LOAN

CASH DEATH

POL OF YR YEAR 1 31 2 32 3 33 4 34 5 35 6 36 7 37 8 38 9 39 10 40 11 41 12 42 13 43 14 44 15 45 16 46 17 47 18 48 19 49 20 50 21 51 22 52 23 53 24 54 25 55 26 56 27 57 28 58 29 59 30 60

PREM VALUE PREM LOAN LOAN INTEREST OUTLAY OUTLAY VALUE BENEFIT

#

# *

#

#

#

# *

# *

## *

## *

##

9,190 9,190 9,190 9,190 9,190 9,190 9,190 9,190 9,190 9,190 9,190 9,190 9,190

0 0

25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0 25,000 0 25,000 0 25,000

25,000 50,000 75,000

15,041 1,089,942 31,407 1,176,787 51,292 1,264,679 77,383 1,351,438

2,590

10,420 18,490 27,320 36,440 45,870 55,640 65,740 76,180 86,960 98,090

0 25,000 100,000

0 25,000 125,000 104,770 1,437,144

0 25,000 150,000 133,991 1,522,073 0 25,000 175,000 164,642 1,606,079 0 25,000 200,000 197,140 1,689,644 0 25,000 225,000 231,626 1,774,069 0 25,000 250,000 268,206 1,859,468 0 25,000 275,000 306,984 1,945,916 0 25,000 300,000 348,086 2,033,464 0 25,000 325,000 391,575 2,122,170 0 25,000 350,000 437,607 2,211,973 0 25,000 375,000 486,236 2,303,041 0 25,000 400,000 537,259 2,394,964 0 25,000 425,000 590,792 2,487,018 0 25,000 450,000 646,897 2,579,437 0 25,000 475,000 705,726 2,672,325 0 25,000 500,000 767,369 2,765,915

9,190 109,560 9,190 121,370 9,190 133,520 9,190 145,990 9,190 158,780 9,190 171,880 9,190 185,300 9,190 197,920 9,190 210,790 9,190 223,900 9,190 237,250 9,190 250,830 9,190 264,620 9,190 278,630 9,190 292,840 9,190 307,290 9,190 321,990

0 0 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 0 0

0 500,000 805,821 2,785,783 0 500,000 845,993 2,808,100 0 500,000 887,987 2,832,426 0 500,000 931,856 2,858,770 0 500,000 977,685 2,887,144 0 500,000 1,025,521 2,917,580 0 500,000 1,075,466 2,950,133 0 500,000 1,127,617 2,984,827 0 500,000 1,182,063 3,021,628 0 500,000 1,238,947 3,060,411

March 17, 2019 User ID: 54ghs ID:6615

Version: 2.23.0

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