P - Mihlston, Dr. Melanie Lynn - Whole Life

Guardian Life Insurance Illustration Planning Concept Based on the 2019 Dividend Scale

Guaranteed

Non-Guaranteed

AGE

BASE

BASE

AFTER NET

AT

POLICY GUAR.

TAX

AFTER CUM TAX NET A/T

NET

NET

START ANNUAL CASH

NET ANNUAL CUM LOAN

CASH DEATH

POL OF YR YEAR 76 106 77 107 78 108 79 109 80 110 81 111 82 112 83 113 84 114 85 115 86 116 87 117 88 118 89 119 90 120

PREM VALUE PREM LOAN LOAN INTEREST OUTLAY OUTLAY VALUE BENEFIT

#

# *

#

#

#

# *

# *

## *

## *

##

0 1,000,000 0 1,000,000 0 1,000,000 0 1,000,000 0 1,000,000 0 1,000,000 0 1,000,000 0 1,000,000 0 1,000,000 0 1,000,000 0 1,000,000 0 1,000,000 0 1,000,000 0 1,000,000 0 1,000,000

0 162,562 4,292,916 165,112 0 168,962 4,461,878 171,611 0 175,614 4,637,492 178,365 0 182,528 4,820,020 185,385 0 189,714 5,009,734 192,682 0 197,183 5,206,918 200,266 0 204,946 5,411,864 208,149 0 213,015 5,624,879 216,341 0 221,401 5,846,280 224,857 0 230,118 6,076,398 233,708 0 239,178 6,315,576 242,907 0 248,594 6,564,171 252,468 0 258,381 6,822,552 262,406 0 268,554 7,091,106 272,735 0 279,127 7,370,233 283,470

2,550 -1,314,813 168,962 2,649 -1,312,164 175,614 2,751 -1,309,413 182,528 2,857 -1,306,556 189,714 2,968 -1,303,588 197,183 3,083 -1,300,505 204,946 3,202 -1,297,303 213,015 3,326 -1,293,977 221,401 3,455 -1,290,521 230,118 3,590 -1,286,932 239,178 3,729 -1,283,203 248,594 3,874 -1,279,329 258,381 4,024 -1,275,304 268,554 4,181 -1,271,123 279,127 4,344 -1,266,780 290,116

168,962 175,614 182,528 189,714 197,183 204,946 213,015 221,401 230,118 239,178 248,594 258,381 268,554 279,127

290,116 THIS ILLUSTRATION IS BASED ON THE 2019 DIVIDEND SCALE AND ASSUMES THAT THE CURRENTLY ILLUSTRATED NON-GUARANTEED ELEMENTS, INCLUDING DIVIDENDS, WILL CONTINUE UNCHANGED FOR ALL YEARS SHOWN. THIS IS NOT LIKELY TO OCCUR AND THE ACTUAL RESULTS MAY BE MORE OR LESS FAVORABLE THAN THOSE SHOWN. THE ASSUMPTIONS ON WHICH NON-GUARANTEED ELEMENTS ARE BASED ARE SUBJECT TO CHANGE BY THE COMPANY. SEE TABULAR DETAIL FOR GUARANTEED VALUES AND OTHER IMPORTANT INFORMATION.

March 17, 2019 ID:6615

Version: 2.23.0

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