P - Mihlston, Dr. Melanie Lynn - Whole Life

Dr Melanie Mihlstin

Aggregate Premium

   $1M Whole Life PLUS Excess Funding

Guardian Life

Required

Voluntary

Projected Guaranteed

Projected

Projecetd

Additional

Minimum Additional

Net

Total Cash Value

Net

Pol

Att Age

Annual

Annual

Annual

Cash Value

Death Benefit

Year

Premium Premium Income

188,000

312,000 ‐1,819,760

1 2 3 4 5 6 7 8 9

31 32 33 34 35 36 37 38 39 40 45 46 47 48 49 50 51 56 57 58 59 60 61 62 63 64 65 75 76 77 78 79 80 81 82 83 84 85 89 90 91

9,400 9,400 9,400 9,400 9,400 9,400 9,400 9,400 9,400 9,400 9,400 9,400 9,400 9,400 9,400 9,400

15,600 15,600 15,600 15,600 15,600 15,600 15,600 15,600 15,600 15,600 15,600 15,600 15,600 15,600 15,600 15,600

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

15,041 15,350 15,662 15,977 16,282 16,607 16,927 17,258 17,595 17,940 19,608 19,927 20,220 20,492 20,753 20,984

15,041 31,407 51,292 77,383 104,770 133,991 164,642 197,140 231,626 268,206 486,236 537,259 590,792 646,897 705,726 767,369 805,821

1,089,942 1,176,787 1,264,679 1,351,438 1,437,144 1,522,073 1,606,079 1,689,644 1,774,069 1,859,468 2,303,041 2,394,964 2,487,018 2,579,437 2,672,325 2,765,915 2,785,783 2,917,580 2,950,133 2,984,827 3,021,628 3,060,411 3,101,225 3,144,059 3,188,922 3,235,851 3,096,948 2,161,618 2,084,714 2,003,269 1,916,133 1,823,077 1,723,833 1,618,603 1,507,313 1,389,448 1,264,611 1,227,975 1,048,498 994,105 929,979

10

15 16 17 18 19 20 21 26 27 28 29 30 31 32 33 34 35 45 46 47 48 49 50 51 52 53 54 55 59 60 61

0

0

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

1,025,521 1,075,466 1,127,617 1,182,063 1,238,947 1,298,386 1,360,451 1,425,286 1,493,002 1,469,152 1,124,449 1,075,907 1,023,370 966,569 905,258 839,105 767,281 689,335 605,117 514,177 511,540

‐90,988

‐90,988 ‐90,988 ‐90,988 ‐90,988 ‐90,988 ‐90,988 ‐90,988 ‐90,988 ‐90,988 ‐90,988

0

0 0 0

467,546 446,572 420,164

          ______________________           Policy Values Reflect Dividend Additions from Guardian Life's 2019 Dividend Scale           Carrier Dividends are Never Guaranteed.  Premiums include Disability Waiver           See AIS Bookshelf for Home Office Illustrations of Policy Values, Features and Benefits