P - Mihlston, Dr. Melanie Lynn - Whole Life
Dr Melanie Mihlstin
Invest Tax
Effective Rates of Return on All Cash Flows
40%
Guardian Life
To Age 60
To Age 75
To Age 85
Guardian 2019 Divs 5.85%
Reqrd Min
Vol Add'l
Annual
Annual
Total Ann'l
Total Ann'l
Total Ann'l
Pol
Att Age
Premium Premium Premium Premium Premium
Simple Plan
Smart Plan
Smart Plan
Smart Plan
Smart Plan
Year
7.43% 8.87% 15.09% 9.42% 8.15%
Equiv Grs > Net Yield >
4.46%
5.32%
9.05%
5.65%
4.89%
1 2 3 4 5 6 7 8 9
31 32 33 34 35 36 37 38 39 40 45 46 47 48 49 50 51 56 57 58 59 60 61 62 63 64 65 75 76 77 78 79 80 81 82 83 84 85 89 90 91
9,400 9,400 9,400 9,400 9,400 9,400 9,400 9,400 9,400 9,400 9,400 9,400 9,400 9,400 9,400 9,400
15,600 15,600 15,600 15,600 15,600 15,600 15,600 15,600 15,600 15,600 15,600 15,600 15,600 15,600 15,600 15,600
25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000
25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000
25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000
10
15 16 17 18 19 20 21 26 27 28 29 30 31 32 33 34 35 45 46 47 48 49 50 51 52 53 54 55 59 60 61
0
0
0
0
0
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
‐3,060,411
‐90,988
‐90,988
‐90,988
‐90,988 ‐90,988 ‐90,988 ‐90,988 ‐90,988 ‐90,988 ‐90,988 ‐90,988 ‐90,988 ‐90,988
‐2,252,606
‐90,988 ‐90,988 ‐90,988 ‐90,988 ‐90,988 ‐90,988 ‐90,988 ‐90,988 ‐90,988 ‐90,988
0
‐1,227,975
0
0 0 0
0 0 0
‐1,678,457
0
______________________ Policy Values Reflect Dividend Additions from Guardian Life's 2019 Dividend Scale Carrier Dividends are Never Guaranteed. Premiums include Disability Waiver See AIS Bookshelf for Home Office Illustrations of Policy Values, Features and Benefits
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