Credit Evaluation School, Sacramento, CA

LINE SHEET REVIEW

• Bring old information forward –Has anything changed since last exam? –Same loans and collateral? –Any comments from old line sheet to bring forward? –How does old performance compare to new performance?

LINE SHEET REVIEW

• Any new loans? • New purposes? • Payment structure or sources different? • Collateral changed? • How has loan performed since last exam? –Check 30/60/90 days delinquency on alert! –Check for renewals, deferrals, extensions.