2017 Fall-AT

IMPORTANT DEADLINES

Safe Harbor Mid-year Changes New Rule! IRS provided guidance that greatly relaxes the ability to amend a Safe Harbor plan mid-year. The IRS allows for any type of amendment, other than a short list of what is prohibited. Click here to learn more about mid-year amendments that are prohibited. Keep in mind: a revised Safe Harbor notice will be required for any mid-year amendment. The notice must be provided to all eligible employees 30 to 90 days before the effective date of the amendment. Online Enrollment We offer a web-based solution for enrollment, contribution changes, and beneficiary changes for your employees! You will no longer need to complete paper forms; this can now all be done online. For more information, click here. If you are interested in electing online options, contact your relationship manager at 800.548.2995 today!

Amendment Reminders Friday, October 13 Changes, additions, etc. to Safe Harbor plans

Friday, December 1 Non-Safe Harbor plans

30 Days Prior to the End of the Plan Year Safe Harbor Maybe: provide a supplemental notice 30 days prior to the end of the plan year. Your relationship manager will contact you if this applies.

§3(16) Fiduciary Services We are offer §3(16) fiduciary services for the Form 5500. Appointing American Trust as the §3(16) fiduciary authorized signer provides you the opportunity to outsource the annual responsibility of signing and filing the Form 5500. If you have questions or need more information, contact your relationship manager today!

If you have any questions, contact your relationship manager at 800.548.2995.