July 2019

Florence's...

Service For Life !

Insider Tips for Healthy, Wealthy and Happy Living

If you're not already a subscriber to my free e–newsletter e-mail me at Florence@bchrealestate.com to sign up

Florence Gadbois, Realtor CA BRE#01040021 (805) 701-8410 E-mail: Florence@BchRealEstate.com

Could Your Midnight Snack Be Causing Insomnia?

While studies indicate late-night snacking isn’t usually the main cause of weight gain, there are some foods that are both common after-dinner treats and potentially getting in the way of a good night’s rest. In today’s Service For Life ! ® Free consumer newsletter, you’ll learn what to avoid eating before bed - and a few alternatives to stock for better snacking. You’ll also learn how to maintain the overall good looks of your hardwood floors, tips to make family trips fun for everyone, and a few reasons why an HSA should probably be in your investment portfolio– plus fun facts, a trivia challenge, and lots more. Here’s what’s happening in your neighborhood. Sales statistics for: Mandalay shores, Hollywood Beach, Silverstrand Beach, Mandalay Bay, Seabridge, Westport, The Colony, HarborWalk, HarborsWest, C.I.Waterfront Homes, and Harbour Island . Note: Inventory less than 6 months is considered a seller’s market; more than 6 months, a buyer’s.

Closed Escrows

Active Listings

Inventory (months)

2015 2016 2017 2018 2019 11 17 21 21 14 16 14 18 12 15 25 18 34 28 14 19 17 18 19 20 29 23 20 31 18

2015 2016 2017 2018 2019 2015 2016 2017 2018 2019 50 62 75 70 67 2.48 2.7 4.02 2.13 4.49 53 63 84 53 91 2.78 3.03 3.95 2.59 3.37 72 70 84 63 69 3.03 3.69 3.9 2.51 4.5 87 80 88 60 87 4.33 3.58 4.72 2.42 5.46 95 74 107 54 108 4.22 3.8 4.99 2.82 6.98 96 83 112 70 128 4.35 4.73 4.19 4.2

January February

March

April May June

24 21 44 22 28 24 22 15 28 22 30 32

6 thru 6/16

July

99 102 102 97 95 112 103 92 91 106 95 95 87 107 96 81 75 93 61 87 64 83 63 79

4.3 5.27 4.26 4.1 4.13 5.11 3.82 4.21 3.83 5.18 3.83 3.67 3.33 4.52 2.4 4.13 2.8 4.06 2.45 3.81 2.81 3.64 2.54 3.32

August

September 27 26 29 23

October

25 24 28 16

November 21 19 23 19 December 20 22 11 12

We just closed escrow on 2315 Vina del Mar in The Colony for $1,300,000: we represented the buyers. I have represented the sellers on the two highest sales in the Colony: $1,400,000 and $1,360,000. Now the buyers on the third highest sale. Also at HarborWalk I have represented the sellers in the two highest sales in the last 6 months. Coming up in HarborWalk: a great T-2 floor plan with a fantastic marina view . Finally, I want you to know, that you may call me for any reason. And please let me know if a friend, family member or neighbor needs a caring, experienced real estate professional to help in buying or selling. I truly appreciate your friendship and referrals. Enjoy your issue!

Warmest regards, Florence Florence Gadbois BRE#01040021 RE/MAX Gold Coast

Get Free money-saving home tips at my web site: BchRealEstate.com

Florence’s…

Service For Life ! “Insider Tips For Healthy, Wealthy & Happy Living…” Don’t Eat These Late at Night (What to Snack on Instead) Midnight snacks are not to blame for weight gain—at least not simply because of when they’re eaten. Research says it’s the overall daily consumption of calories to keep an eye on, but that doesn’t mean all late-night snacks are created equally. Snacking in addition to meals too often can be a negative for your overall health, but there are some snacks that can hinder your ability to get a good night’s sleep. Here are some things not to eat before bed— and some substitutions to keep handy instead.

Call me right now at 805-701-8410 and ask for my Free Consumer Guide to homeowner profits titled, “Make Your Home Show Like A Model Without Breaking The Bank”…

July 2019 Oxnard, California

Inside This Issue…

Smart Night Snacking…Page 1

4 Ways to Take the Stress Out of Family Travel…Page 2

Preserving Your Hardwood Floors…Page 2

Instead of This…

…Eat This

Ice Cream

Yogurt : It’s full of calcium, which can help you sleep.

What You Need to Know about HSAs…Page 3

Answer This Trivia Question and You Could Win $75 Gift Card for Lure Restaurant...Page 4 What Questions Should I Ask A Potential Realtor Before I Hire Them?…Page 4

Potato Chips

Pistachios : They help produce melatonin.

Chocolate

Strawberries : They’re a low-calorie treat with lots of vitamin C.

In general, right before bed it’s best to avoid large quantities of simple carbs, sugar, or food that’s more difficult to digest. The sugar and carbs can cause spikes in blood sugar, making it challenging to relax, while your body working harder to digest something like red meat may cause indigestion and discomfort. The best late-night snacking advice is:

1. Count those calories in your overall daily intake. 2. Exercise portion control to avoid unintended overeating. 3. Steer clear of sugar and simple carbs.

Save Thousands When Buying A Home… Did you know there’s a free consumer report revealing ways to save time and money when buying a home? It’s called “ 8 Secrets For Saving Thousands When Finding and Buying Your Next Home ,” and it’s great even if you’re not planning to buy soon. Get your free copy by calling me at…805-701-8410

Get Free money-saving home tips at my web site: BchRealEstate.com

4 Family Travel Survival Tips Studies show that traveling with family members can strengthen family bonds—but that only works if you’re not arguing the whole time. Here are a few tips to ensure your next family adventure is more fun than frustration. 1. Get everyone involved in the planning process. Find books geared toward every age group that are set in your vacation destination or activity books designed for little ones traveling there. The latter may include scavenger hunts and language lessons to keep kids engaged throughout the trip. 2. Allocate extra time to get from place to place. It always takes longer than you think it will. And when you’re rushing to catch a plane or meet a tour group, patience goes out the window. 3. Make sure everyone gets nap time. Being well-rested is a critical component to making sure everyone—parents included—can enjoy every waking moment. When the kids need some shut-eye, adults should take advantage of that time for a nap, too. 4. Relax the rules a bit. If sweet treats aren’t the norm at home, they’re excellent rewards for post-museum good behavior. Treats can also be a fun way to get kids to interact with the local culture—they can have gelato every day in Rome, for instance, but how about if they to learn to order it themselves? In Italian!

Word of the Month… Studies have shown your income and wealth are directly related to the size and depth of your vocabulary. Here is this month’s word, so you can impress your friends (and maybe even fatten your wallet!)…

bitcoin (BIT-koyn) noun

Meaning : a digital currency not tied to any individual bank or government’s currency; also called “crypto-currency”

 read more: coindesk.com/bitcoin- explained-five-year-old

Sample Sentence: More and more places accept bitcoin as payment, including Amazon, making it even more popular. Chemical-Free Drain Clog Remedy Try this simple trick next time your kitchen sink gets backed up. 1. Pour 1 cup white vinegar down the drain. 2. Sprinkle 1 cup baking soda into the drain. 3. Immediately press the plug over the drain top, holding it there until the fizzing action slows down. Leave the drain alone for about a half-hour. Pour boiling water down the drain to flush the baking soda, vinegar, and the clog. Have a Laugh… Why do we say “Break a leg?” to actors. Because every play has a cast! 5. 4.

Next Month : Look for Part 2- Family Travel Survival FLIGHT Tips!

Would You Like To Know How Much Your Neighbor’s Home Listed Or Sold For?

Maybe you’re just curious. Or maybe you want to know how much your home is worth. Either way, I can help…with no “sales pitches” or run- arounds. Call me at 805-701-8410 and I’ll give you all the facts.

Maintaining Wood Floors Wood floors can help make a home feel warm and inviting, and they’re always a big selling point. Like any natural material, though, wood needs some special care to ensure it maintains its good looks for decades.  Dust acts like sandpaper the second you walk on it. Sweep regularly to keep dust at bay. And always sweep before using a spray cleaner.  Put an extra layer of protection in high-traffic or high-impact areas , including padded discs under furniture legs. On dining room chairs that drag on the floor regularly, change the pads each month.  Use specialized cleaning agents made for the type of finish on your wood floor. Other cleaners (including vinegar and furniture polish) can dull the finish on your floors or damage them over time.  A floor’s finish won’t wear evenly all over, and you can’t repair just one area—as soon as one spot is showing bare wood, the whole floor needs to be refinished. As soon as you notice a discolored or faded spot, it’s time to recoat the floor .

B

Quotes To Live By…

“Change your life today. Don’t gamble on the future, act now, without delay.” –Simone de Beauvoir

“The best thing one can do when it’s raining is to let it rain.”

–Henry Wadsworth Longfellow

“An hour sitting with a pretty girl on a park bench passes like a minute, but a minute sitting on a hot stove seems like an hour.” –Albert Einstein

For more information, check out the National Wood Flooring Association’s website: woodfloors.org

Get Free money-saving home tips at my web site: BchRealEstate.com

How to Be HSA-Savvy They may be only one letter apart, but an HSA (health savings account) and FSA (flexible spending account) are different animals that need different care—and an HSA offers so much more than most people realize. People with high-deductible health insurance plans may qualify for a health savings account, which allows you to put pre-tax income into a savings account to be put toward medical care costs down the road. Unlike an FSA, there’s no deadline for using the money—you could save it for years, even past retirement—and it’s not tied to a specific employer. You take it with you no matter where you work. And as long as the expense is a qualifying medical cost, you get to choose when it gets spent.  The list of what qualifies is long, including : prescriptions, eyeglasses, crutches, counseling, and regular trips to the doctor or dentist, as well as things like travel costs for treatment and braces for the kids. The full list of what’s included can be found at: irs.gov/forms- pubs/about-publication-502  This is money that can only be spent on healthcare costs, so it’s not a replacement for other retirement investments—but expenses on those qualifying medical costs are withdrawn with no taxes. Not only that, if you still have money in your HSA after age 65, the tax rate on non- medical withdrawals drops to whatever your current tax rate is— effectively turning the HSA into an IRA at that point. Withdrawing money from an HSA for non-qualified expenses before age 65 is costly (there’s a tax on the withdrawal plus a penalty), however, so try to avoid doing so.  Talk with your employer about signing up for an HSA if you haven’t already—you can often contribute monthly through payroll deductions—and try to contribute the maximum amount each year. Check in with your tax preparer to find out if you can add anything to your HSA before you file your taxes.

Brain Teaser…

What type of cheese is made backwards?

(See page 4 for the answer.)

1 Did You Know… Wrapping the cut end of a banana bunch in plastic wrap will slow the ripening process. Sure, overly-ripe bananas mean banana bread, but when you want the fruit itself to last a little longer this may be just the trick you’re looking for. Real Estate Question? Maybe you want to know how much your home is worth. Or maybe you just need a recommendation for a handyman, carpet cleaner or plumber… Either way, I love hearing from all of my good friends and clients. And I’m happy to help answer questions you might have about anything relating to real estate or home-ownership. If you have a question, tip or idea, call me at 805-701-8410 . I’m here to help! Browser Extensions for Productivity With all the time we spend online, why not enlist your browser to help make you more productive? These add-ons can do just that. one-tab.com – When your browser is slowing down because you’ve got too many tabs open, a simple click on OneTab sucks them all into—you guessed it—one tab so you can focus only on what you need to, saving the rest for later. todoist.com – With Todoist, you can track everything on your to-do list from your browser, no matter what website you’re on. Plus, the app version lets you manage your to-do list on the go. evernote.com/features/webclipper – Countless people use Evernote to organize their lives. Adding the Web Clipper feature as a browser extension makes it easy to save anything you see online to your Evernote account to reference or read later.

Get Free money-saving home tips at my web site: BchRealEstate.com

Thanks For Thinking of Me! Did you know I can help you or any of your friends or family save time and money when buying or selling a home? Thanks for keeping me in mind with your referrals…and spreading the word about my services.

“Who Else Wants To Win $75 Gift Card for Lure Restaurant?”

Guess who won last month’s Trivia Question? I’m pleased to announce the lucky winner of last month’s quiz. And the winner is…drum roll please: Joan Holland is the lucky winner of this month’s drawing.

Brain Teaser Answer:

Edam. It’s M-A-D-E backwards.

What is the most populous country in Africa? a) Nigeria b) Egypt c) DR of Congo d) Algeria

Surprising Container Veggies You don’t need a huge garden space to grow your own vegetables. These veggies grow well in containers that you can easily fit on your balcony or a small patio. Containers are also a good way to combat pests or difficult weather conditions – move inside as needed!

The answer is a) Nigeria. Though Algeria is the largest in size, Nigeria is the most populous with nearly 200 million people. So let’s move on to this month’s trivia question.

The famous Brownie Box Camera from Eastman Kodak sold for how much when it first hit store shelves in 1900?

a) $2.50 b) $1.00 c) $10.00 d) $5.00

         

Carrots

Mushrooms Cauliflower Cucumbers

To Enter the Drawing: Call Me At 805-701-8410 OR Email Me At Florence@BchRealestate.com And You Could Be One Of My Next Winners!

Kale

Pole Beans

Real Estate Corner…

Peas

Asparagus Eggplant Artichokes

Q. We’ve been thinking of hiring a REALTOR to list our property. What should we look for in a qualified, competent agent?

THANK YOU for reading my Service For Life ! ® personal newsletter. I wanted to produce a newsletter that has great content and is fun and valuable to you. Your constructive feedback is always welcome. AND… whether you’re thinking of buying, selling or financing real estate, or just want to stop by and say “Hi,” I’d love to hear from you… Florence Gadbois CA DRE#01040021 RE/MAX Gold Coast 805-701-8410 Florence@BchRealEstate.com BchRealEstate.com Disclaimer: The information contained in this letter is intended for informational purposes. It should not substitute as legal, accounting, investment, medical or other professional services advice. Always seek a competent professional for answers to your specific questions. This letter is not intended to solicit real estate properties currently for sale.

A. Just because someone passed a state licensing examination doesn’t mean they are qualified to handle your needs. All agents are not the same. Here are a few things you should look for in a qualified agent. 1. First, determine if he/she specializes either in your area or type of home. 2. Ask them how they helped clients overcome specific problems they encountered in a past transaction. 3. Ask them specifically what they will do for you if they represent you. They should have a step-by-step plan of action. 4. Ask them how long they’ve practiced real estate, and how many transactions they have under their belt. 5. Ask them about their marketing skills. Most agents are trained to handle transactions and understand the law, but not all of them are trained in effective marketing. Want to learn more? Ask for my Free Consumer Report called “12 Questions You Should Ask Before Hiring a Real Estate Agent.” I’ll send a copy right over to you.

Do you have a real estate question you want answered? Feel free to call me at 805-701-8410. Perhaps I’ll feature it in my next issue!

Get Free money-saving home tips at my web site: BchRealEstate.com

Florence’s….

MarketWatch ™ “ Here’s Neighborhood Home Information For The Colony To Help You Evaluate The Value Of Your Investment. ”

Homes Currently Active …

Address Majorca

Bdrms

Baths

Sq. Ft.

Floor Plan Martinique

Asking Price

2 2 2 2 2 3

2 2 2 2 2 3

1217 1113 1549 1368 1550 2360

$569,888

2242 Martinique

Martinique (Phase I)

$579,000 $594,888 $598,900 $939,000 $979,000

Antigua Antigua

Antigua Madeira

San Sebastian Vina del Mar

Antigua (Ambassador)

Vina del Mar

$707,612

Market Average

Homes Pending…

Address

Bdrms

Baths

Sq. Ft.

Floor Plan

Asking Price

4463 Antigua

2

2

1368

Madeira

$589,000 $589,000

Market Average

Sold Properties… (03/01/18 Thru 06/18/19) Address List $ Sale $

Sq.Ft. $/sq.ft

Floor Plan

Date Sold

2223 Martinique

$539,000

$535,000

1113

$480.68 Martinique (Phase I)

02/28/19

2305 Martinique

$539,000 $549,888 $595,000 $589,000 $579,000 $605,000 $615,000 $624,888 $638,888 $635,000 $649,000 $655,000 $639,888 $640,000 $679,500 $669,000 $729,000 $799,000 $845,000 $839,888 $999,000 $1,050,000 $1,295,000 $1,299,000

$535,000 $525,000 $575,000 $575,000 $579,000 $580,000 $605,000 $615,000 $625,000 $625,000 $625,000 $627,500 $628,000 $640,000 $648,000 $669,000 $709,000 $785,000 $820,000 $830,000 $939,000

1113 1217 1368 1550 1450 1627 1459 1459 1549 1368 1369 1627 1550 1369 1800 1800 1550 1628 2360 2360 2360

$480.68 Martinique (Phase I)

05/15/19 07/25/18 04/22/18 05/11/18 05/17/19 05/03/19 03/30/19 06/07/18 08/14/18 03/27/18 03/30/18 06/11/18 04/27/18 05/23/18 10/18/18 10/23/18 04/15/19 05/25/18 08/24/18 07/06/18 05/10/19 05/31/18 04/11/18

1955 Majorca

431.39

Martinique

2133 Martinique 2051 Majorca 4446 Antigua 2031 Majorca 2351 Martinique 2386 Martinique 2313 Martinique 1990 San Tropez 2317 Martinique 4451 Antigua

$420.32 Madeira $370.97 Antigua $373.79 Antigua $356.48 Capri $398.81 Antigua

$421.52 Antigua (Phase I)

$403.49 Antigua $456.87 Madeira

$456.54 Madeira (Ambassador)

$385.68 Capri $405.42 Antigua $467.49 Madeira $359.80 Capri

4440 Antigua

2345 Martinique 1900 Majorca 2325 Martinique

$379.04 Capri

4711 San Sebastian

$457.42 Antigua (Ambassador)

1992 San Tropez

$482.19 Capri (Ambassador)

2202 Vina del Mar 2206 Vina del Mar 2222 Cannes Square 2333 Vina del Mar 1965 San Sebastian 2315 Vina del Mar

$347.46 Vina del Mar $351.69 Vina del Mar $397.88 Vina del Mar $434.32 Vina del Mar

$1,025,000 2360 $1,215,000 1550 $1,300,000 2139

$783.87 Antigua (Ambassador)

$607.76 San Tropez

06/07/19

$738,937

$719,146

$439.19

Market Average

RE/MAX represented buyer, seller or both . Properties as of Jun 18, 2019 and may not be listed by RE/MAX. Information herein has not been verified, is not guaranteed, and is subject to change

Florence’s

MarketWatch ™ “ Here’s Neighborhood Home Information For HarborWalk To Help You Evaluate The Value Of Your Investment. ”

Homes Currently Active … Address

Bdrms

Baths

Sq. Ft.

Floor Plan

Asking Price

Sunset Harbor

2 2 2 2 2 3

1 2 2 2 2 3

925

Plan C Plan B

$445,000 $525,000 $595,000 $639,000 $659,000 $795,000 $607,000

1128 1319 1474 1198 1475

3634 Sunset

T-2 T-1

Sunset

3136 Sunset

Plan D

Harbor

Villa

Market Average

Homes Accepting Back Up Offers … Address Bdrms Baths

Sq. Ft.

Floor Plan

Asking Price

Harbor Sunset

2 2

3 3

1475 1475

Villa Villa

$699,000 $795,000 $747,000

Market Average

Homes Pending … Address

Bdrms

Baths

Sq. Ft.

Floor Plan

Asking Price

Harbor

2

2

1128

Plan B

$425,000 $425,000

Market Average

Sold Properties (01/01/18 Thru 06/18/19) Address List $ Sale $

Sq.Ft. $/sq.ft

Floor Plan

Date Sold

3039 Harbor 2949 Harbor 3031 Harbor 3057 Harbor 3554 Sunset 3013 Harbor 3120 Sunset 3424 Sunset 3420 Sunset 3674 Sunset 4526 LaBrea 3225 Harbor 3135 Harbor 3650 Sunset

$365,000 $495,000 $549,000 $524,500 $549,000 $539,000 $575,000 $595,000 $$595,000 $605,000 $619,999 $650,000 $710,000 $729,000 $581,700

$370,000 $490,000 $500,000 $515,000 $520,000 $539,000 $575,000 $580,000 $583,000 $590,000 $610,000 $635,000 $695,000 $700,000 $571,800

781

$473.75 $409.02 $443.26 $456.56 $458.15 $477.84 $479.97 $511.01 $413.18 $400.27 $462.47 $481.43

Plan A Plan D Plan B Plan B

06/20/18

1198 1128 1128 1135 1128 1198 1135 1411 1474 1319 1319 1485 1402

08/31/18 05/11/18 10/22/18 07/13/18 03/14/18 02/28/18 06/25/18 08/07/18 05/21/18 09/19/18 04/13/18 10/30/18 03/25/19

T-3

Plan B Plan D

T-3 T-3 T-1 T-2 T-2

$468.01

Villa (end unit) Villa (end unit)

$499.29

Market Average

$461.07

Bold: REMAX Represented Buyers, Sellers or Both

The information referenced has been provided by the Ventura County MLS Corporation’s MLS as of Jun 18, 2019. The listings and sales are not exclusive to RE/MAX Gold Coast Realtors and may have been represented by others. Display of the MLS data is deemed reliable, but not guaranteed by the MLS and prices are subject to change.

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