Guaranty Bank Merger Packet

Business Banking Solutions: Account Transition This chart shows a side-by-side feature comparison of the Hometown Bank product and the corresponding Guaranty Bank product it will transition to at conversion. Please note: Not all account features are listed, as the chart’s purpose is to show a comparison between the two products. See enclosed disclosures for complete details. For current Hometown Bank business checking, savings and money market customers, please use the charts below to see what type of account(s) you will transition to at Guaranty Bank. If you are interested in changing your account type after the conversion on June 11th, 2018, or have further questions about our business banking solutions, please visit your nearest Guaranty Bank banking center or contact customer service at 1.833.875.2492. For more information, visit www.gbankmo.com/welcome.

All Guaranty Bank business checking accounts include: • Free initial ATM/debit card • Free Mobile Banking (mobile carrier rates may apply) • Free Mobile Check Deposit • Free Online Banking • Free eStatement • Free Bill Payment with eStatement enrollment • Free 24/7 Teller Phone • Free access to 24,000 ATMs nationwide • Dedicated account manager

CURRENT ACCOUNT NAME CURRENT ACCOUNT FEATURES

NEW ACCOUNT NAME

NEW ACCOUNT FEATURES

Small Business Checking

Monthly Service Charge: Free Avoid Service Charge By:

Small Business Checking

Monthly Service Charge: $5 Avoid Service Charge By: $500 minimum daily balance Items Processed:

No requirements Items Processed:

Up to 200 items, $0.25 for each item over 200 Statements: Free eStatement or

Up to 200 items, $0.35 for each item over 200 Statements: Free eStatement or

paper statement Online Banking: Free Bill Payment: Free

paper statement Online Banking: Free Bill Payment:

Free with eStatement enrollment, otherwise $4.25 per month

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