98 / 99
Historic Renewal
Dental
Delta Dental of MO
May 1, 2009 Renewal–
Marketed plans and implemented with Delta Dental of MO. Final sold rates were -10.5% below prior.
May 1, 2010 Renewal –
Initial renewal calculation called for a slight increase. Negotiated to rate pass.
May 1, 2011 Renewal –
Renewal at 8.9%. The group changed to a pooled renewal calculation in 2011. The change was
beneficial as the experience rated renewal calculation called for an approximate 17% increase.
May 1, 2012 Renewal –
Initial renewal was 7.6%. Final renewal was reduced to 6% with no plan changes.
May 1, 2013 Renewal –
Initial and final 0% with no benefit changes.
May 1, 2014 Renewal –
Initial and final renewal of 3.03% (2.00% experience based, 1.00% ACA)
May 1, 2015 Renewal -- Initial renewal at 15.85%. Negotiated a 12%
renewal with ACA Fees.
May 1, 2016 Renewal-
Renewal Calculation asks for 8.8% increase and was revised to 5.9% (with ACA fees)
Vision
Superior Vision
May 1, 2009 Renewal –
Marketed benefits and implemented with Superior Vision. Final sold rates were - 5.67% below prior.
Three year rate guarantee until May 2012
May 1, 2012 Renewal –
Renewed with a 5% increase and no plan changes. Rates were guaranteed for 2 years
May 1, 2014 Renewal –
Initial and final renewal increase of 3.5% with a 2 Year rate guarantee. Increased dependent age to 26.
May 1, 2016 Renewal-
Renewal Calculation asks for 4% and offers a 4 year rate guarantee
79