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2016-2017 Benefits Guide
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IMPORTANT NOTICES (cont.)
WOMEN’S HEALTH AND CANCER RIGHTS ACT OF 1998
As a requirement of the Women’s Health and Cancer Rights Act of 1998, your plan provides benefits for mastectomy-related
services including all stages of reconstruction and surgery to achieve symmetry between the breasts, prostheses, and compli-
cations resulting from a mastectomy, including lymphedema. The benefits must be provided and are subject to the health
plan’s regular co-pays, deductibles, and co-insurance. You may contact our health carrier at the phone number on the back of
your ID card for additional benefit information.
SPECIAL ENROLLMENT NOTICE
During the open enrollment period, eligible employees are given the opportunity to enroll themselves and dependents into our
group health plans. If you elect to decline coverage because you are covered under an individual health plan or a group health
plan through your parent’s or spouse’s employer, you may be able to enroll yourself and your dependents in this plan if you
and/or your dependents lose eligibility for that other coverage. If coverage is lost, you must request enrollment within 30 days
after the other coverage ends. In addition, if you have a new dependent as a result of marriage, birth, adoption, or placement
for adoption, you may enroll any new dependent within 30 days of the event. To request special enrollment or obtain more
information, contact
Michele Gross in Accounting.
SUMMARY OF MATERIAL MODIFICATION
Anthem has amended the Employee Medical Benefit Plan. This contains a summary of the modifications that were made. It
should be read in conjunction with the Summary Plan Description or Certificate of Coverage that is available to you. If you
need a copy of your Summary Plan Description or Certificate of Coverage, please go to
www.anthem.comor contact Michele
Gross in Accounting.
HEALTH CARE REFORM REMINDER
Under the Affordable Care Act, the individual mandate is a provision of the Federal health law which requires you, your
children, and any child you claim as a dependent on your taxes, to have health insurance in 2014. That coverage can be
supplied through your employer, public programs such as Medicare or Medicaid, an individual policy, or coverage you
purchase through the Health Insurance Marketplace. If you waive your coverage through Family Resource Center, you should
consider visiting the Marketplace website to obtain medical coverage.
NOTE: Since Family Resource Center’s plan meets the federal guidelines with regard to affordability and minimum
essential coverage, you will NOT be eligible for a subsidy should you seek health insurance through the federal
marketplace.