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C o n f i d e n t i a l

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Life and Disability Benefit Review |Ulmer & Berne LLP

© 2016 CBIZ Benefits & Insurance Services, Inc.

Contents

Overview of Report Findings  .......................................................................................................................................3  Basic Life Analysis  .......................................................................................................................................................4  Long Term Disability Analysis ......................................................................................................................................7  Salary Continuation Analysis .....................................................................................................................................14  Benchmarking ............................................................................................................................................................15