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So, How does one Plan for Retirement?

Maintain good credit rating during your career

years

Plan to have major debts paid off by retirement

eg. Mortgages, Cr. Cards, Education loans

Ensure you have a good Medical Insurance

Scheme

Term Life Insurance maturing around Rtmt Date

Turn your talents, skills, hobbies into income

earning business

Make use of pension plans by your employer

Plan to have children early