Table of Contents Table of Contents
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Contact Information
4

Understanding Your Plan Options
5

Eligibility
6

Frequently Asked Questions
6

Health Care Coverage Options: COBRA and Its Alternatives
7

Health Savings Account (HSA)
9

Advocate4ME
11

LiveHealth Online
11

Virtual Visits
11

Care Options and When to Use Them
12

Dental Insurance
14

Vision Insurance
15

Employee Assistance Program (EAP)
15

Basic Life and AD&D
16

Voluntary Life and AD&D
16

Important Benefit Information
17

Retirement
17

Flexible Spending Accounts (FSAs)
18

Online Enrollment
21

Important Notices
22

Glossary of Terms
25