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47

A U G U S T , 2 0 1 6

Comprehensive Insurance

That Works for You

Our years of experience in the real estate

market, both residential and commercial,

means we can design just the right insurance

program for your property. Let us show

you your options.

Products include: Property

General Liability

Umbrella

Workers’ Comp.

Directors & Officers

Flood

Equipment

Breakdown

Professional

Environmental Liability

Auto

JGS

I N S U R A N C E

Service is our specialty; protecting you is our mission.

®

960 Holmdel Road, Holmdel, NJ 07733

Celebrating our 90th anniversary!

877.547.4671

www.jgsinsurance.com

Members of:

Exp rience & Knowledge Si ce 1919.

THE WEBSITE OF CAI-NJ HAS A NEW LOOK —

CHECK IT OUT!

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www.cainj.org

...

dow. Management dispatches mainte-

nance only to find out the leak is a result

of caulking failure around the perimeter

of the new replacement windows that

were installed three years ago. Further

invasive inspections reveal extensive

wood rot beneath the window and

down the exterior wall causing several

hundred even thousands of dollars in

damage to the building structure. The

original flashing detail was compro-

mised, the new caulking had failed

and the association is now incurring

exceedingly high maintenance repairs.

In some cases, depending on how the

governing documents are written, the

association can assess these repairs

to the owner since it was a result of

the failure of the window (assuming

owner responsibility) that created the

damages.

The installation methods and require-

ments for a new construction window

are more extensive, more costly but if

installed correctly will ensure no exten-

sive building damage in the future. In

order to properly install a new con-

struction window, the exterior building

component, whether it be window

trim, siding, stucco or stone must be

removed. The existing window is

removed, and in the existing frame

an ice and water shield weather

CONT I NU E S ON PAGE 76

"As previously stated,

the most important difference

between the window

types is the nailing flange

that is part of the new

construction window."