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TABLE OF CONTENTS
Who Can You Cover? ...................................................................................................................................... 5 Making the Most of Your Benefits Program ........................................................................................................ 6 Carrier Online Access and Mobile Apps ............................................................................................................. 7 Medical ....................................................................................................................................................... 8 Prescription Drugs ....................................................................................................................................... 10 Dental ........................................................................................................................................................ 12 Vision ........................................................................................................................................................ 13 Life Insurance ............................................................................................................................................. 14 403(b) and 457(b) ....................................................................................................................................... 15 Other Benefits ............................................................................................................................................. 16 For Assistance ............................................................................................................................................ 18 Key Terms .................................................................................................................................................. 19 Required Federal Notices .............................................................................................................................. 20Medicare Part D Notice: If you (and/or your dependents) have Medicare or
will become eligible for Medicare in the next 12 months, a federal law gives
you more choices about your prescription drug coverage. Please see the
Annual Notices beginning on page 20 for more details.