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2015 Benefits Guide

Contact Information ....................................................................................................................................................1

Enrolling in the Plans..................................................................................................................................................2

Eligibility......................................................................................................................................................................2

Frequently Asked Questions ......................................................................................................................................3

Pre-Notification Information ........................................................................................................................................3

United Healthcare Customer Care .............................................................................................................................3

Medical Insurance ......................................................................................................................................................4

Prescription Benefits...................................................................................................................................................5

Preventive Care..........................................................................................................................................................5

Women’s Preventive Care Coverage .........................................................................................................................5

Health Savings Account (HSA) ..................................................................................................................................6

Dental Insurance ........................................................................................................................................................8

Vision Insurance .........................................................................................................................................................9

Basic Life and Accidental Death & Dismemberment Insurance...............................................................................10

Voluntary Life and Accidental Death & Dismemberment Insurance ........................................................................10

Long Term Disability Insurance ................................................................................................................................11

Employee Assistance Program (EAP)......................................................................................................................11

Flexible Spending Accounts (FSAs).........................................................................................................................12

Electronic Disclosure Consent .................................................................................................................................14

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