CAI-NJ April 2018 (w)

A P R I L , 2 0 1 8

We’ve Got Your Community Covered

Insurance and Risk Management

Solutions for CAI Members

Employee Benefits | Property & Casualty | Personal Risk | Retirement Consulting

www.usi.com

At USI, our condominium specialists combine proprietary analytics, broad

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management plan that meets your needs. For decades, our team has been

providing the solutions and services that CAI members count on to protect

their communities. We’d like to do the same for you.

USI Insurance Services

40 Bey Lea Road, Ste. A201

Toms River, NJ 08753

800.596.5252

CONT I NU E S ON PAGE 37

In addition to, or instead of gutter

coverings, you may wish to consider

wire leaf strainers over the openings

of the downspouts. Wire leaf strain-

ers will help keep the leaders and

underground drains free of debris.

However, none of the above ref-

erenced options are 100 percent

effective. Consequently, you will still

need to clean the gutters and leaders

periodically.

With screens, the standard spring

and fall cleanings should suffice if the

building is not surrounded by trees.

Filters may allow you to scale down

to annual cleanings; helmets, perhaps

every two years or so. However, with

helmets, you will likely need to hire a

professional service as the procedures

for cleaning are complex.

In considering a covering, a “per

building” analysis should be done,

since often there are more trees near

perimeter buildings, and interior

buildings without nearby trees may

not require any type of covering.

Also, one should consider who will

be cleaning the gutters to determine

if it will be difficult working with

the chosen cover. Many feels that

screens, which reduce the volume

of debris, though not necessarily the

frequency of cleanings, can add to

“In addition to, or instead

of gutter coverings, you may

wish to consider wire leaf

strainers over the openings

of the downspouts.”