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100% EMPLOYER PAID LIFE, DISABILITY AND EAP - MUTUAL OF OMAHA
Basic Life / Accidental Death & Dismemberment (AD&D)
• SEABHS pays the entire cost for an employee working 30+ hours per week. The coverage amount is based on annual
salary. Coverage amounts above $50k per year are subject to imputed income tax. Applicable tax is deducted through payroll.
• Employee: One times annual salary, up to $300,000
• AD&D coverage is equal to your life insurance coverage and provides benefit’s in certain accidental events
• Eligible the first of the month following hire date
Short Term Disability (STD)
• SEABHS pays the entire cost for an employee working 30+ hours per week
• Benefits begin on the 61st day of your disability injury (non-work related) or illness
• Benefits are available for up to 18 weeks
• Benefit is 66.67% of your monthly-before-tax salary not to exceed $600 per week
• Eligible after one year of employment
Long Term Disability (LTD)
• SEABHS pays the entire cost for an employee working 30+ hours per week.
• Benefit is 66.67% of your monthly- before- tax salary up to $4,000
• Benefits begin 180 days after the date of your disability and will continue until normal Social Security retirement benefits begin
• Eligible after one year of employment
Employee Assistance Program (EAP)
• Three face-to-face sessions with a counselor
• Service for immediate and dependent family members
• 24-hour toll-free access to EAP professionals 7 days a week
• Telephone assistance and referral
• Eligible the first of the month following hire date
VOLUNTARY LIFE/AD&D - MUTUAL OF OMAHA
Voluntary Life is available at a cost to the employee through after tax payroll deduction. The employee and/or dependents may
need to qualify for benefits. (Children up to age 19 - 26 if full time student)
Employee Only:
$10,000 up to 7x annual salary maximum of $350,000 - Guarantee Issue: Up to $100,000 (for new hires)
Spouse:
$5,000 up to $100,00 not to exceed 50% of employee benefit - Guarantee Issue: Up to $30,000 (for new hires)
Child(ren):
$2,000 up to $10,000 not to exceed 50% of employee benefit - Guarantee Issue: Up to $10,000 (for new hires)
SEMI-MONTHLY PREMIUM RATE TABLE
ATTAINED AGE
EMPLOYEE PER $10,000
SPOUSE PER $5,000 ALL CHILDREN PER $2,000
0-34
$0.43
$0.21
$0.20*
35-39
$0.58
$0.29
40-44
$0.83
$0.41
45-49
$1.33
$0.66
50-54
$1.88
$0.94
55-59
$2.73
$1.36
60-64
$4.43
$2.21
65-69
$7.93
$3.96
70-74
$11.13
75-79
$23.88
80+
$23.88
*
Regardless of how many children you have, they are included in the “All Children” premium amounts listed in the table.