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GAZETTE

APRIL 1990

In

this

Issue

Viewpoint 123

Striking off the Register and

s. 12 Companies

(Amendment) Act, 1982 125

Practice Notes 131

Lawbrief

134

SADSI News

137

People & Places

138

The Mortgage by deposit

for present and future

advances

141

SYS Joint Conference

145

Book Reviews

149

Correspondence 151 Professional Information 153

*

Executive Editor:

Mary Gaynor

Committee:

Eamonn G. Hall, Chairman

Michael V. O'Mahony, Vice-Chairman

John F, Buckley

Gary Byrne

Patrick McMahon

Charles R. M. Meredith

Daire Murphy

John Schutte

Advertising:

Seán Ó hOisín. Telephone: 305236

Fax: 307860

Printing:

Turner's Printing Co. Ltd., Longford.

*

The views expressed in this publication,

save where otherwise indicated, are the

views of the contributors and not

necessarily the views of the Council of

the Society.

The appearance of an advertisement in

this publication does not necessarily

indicate approval by the Society for the

product or service advertised.

Published at Blackhall Place, Dublin 7.

Tel.: 710711.

Telex: 31219.

Fax: 710704.

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Vol.84 No.4 May

1!

Viewpoint

The proposal emanating from Mr.

Desmond O'Malley, Minister for

Industry and Commerce, of a

Tribunal to assess compensation

for motor accident claims seems,

with great respect, not to have

been fully thought out. The in-

surance companies having per-

suaded the present Government's

predecessor that the abolition of

juries in personal injury actions

would significantly reduce the level

of awards to plaintiffs have been

proved wrong, to the surprise of

few in the legal profession. Some

insurance offices apparently per-

suaded by their own arguments

aggressively sought additional

motor business and have appar-

ently suffered severe losses as a

result of the allegedly high awards.

The Minister by now should

surely be persuaded that it is

accepted in our culture that victims

of accidents, whether in motor or

industrial accidents, are entitled to

a more generous level of com-

pensation than might be available

in some, though certainly not all,

other jurisdictions. Such awards

have been made by juries and now

by judges, the large percentage of

the former and all of the latter are

presumably payers of motor

insurance premiums and therefore

the ultimate bearers of the load.

There are of course, serious

defects in the present system, the

most obvious being the large

number of uninsured drivers. It is

unfair on the insurance companies

that they have, through the Motor

Insurers Bureau, the obligation to

pay for the effects of the problems

caused by these uninsured drivers.

If the Government wants to get

insurance premiums down, then it

must take all steps to ensure that

the level of uninsured drivers is

reduced to as near nil as is feasible.

It is also clear that our level of

road accidents is intolerably high.

Road discipline is, particularly in

urban areas, most noticeable by its

absence. There seems to be very

little enforcement of traffic laws;

one particularly dangerous practice

rampant in our urban areas is the

"crashing" of traffic lights. A

serious effort should be made to

enforce our traffic laws. If it is

possible to assemble large numbers

of Gardai for security duties on the

occasion of international meetings

in Dublin Castle then might it not

be possible to arrange to devote the

attention of those Gardai on other

days to the enforcement of our

traffic laws?

It should be borne in mind, if

comparison is to be made with the

Stardust Tribunal, that that ex-

cellent body was created to assess

levels of compensation where there

was no doubt that the plaintiffs

would have succeeded in civil

actions but where grave doubts

existed about the availability of

funds to compensate them. Is Mr.

O'Malley proposing strict liability

for motor accidents with the State

compensating the victims? If not,

then perhaps he should think again

about suggesting a tribunal as an

alternative to our courts. He might

also ponder whether such a tri-

bunal might not be unconstitu-

tional.

123