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2015 Benefits Guide
6
Prepare for the Unexpected with
…….
Short Term Disability Insurance
1st Financial Federal Credit Union provides income protection in case of an unexpected temporary illness
or injury. Short Term Disability is a company provided benefit and is offered to you through The
Standard Insurance Company. This coverage pays a benefit for a period of time in the event you cannot
work because of a covered illness, injury, pregnancy or mental disorder. This benefit replaces a portion of
your weekly income, helping you to meet your financial commitments just when you may need it most. It
provides 66-2/3% of your weekly income up to $600 after satisfying a 14 day elimination period. There is
no elimination period for disability due to an injury.