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Get the retirement

youwant.

©2014 Raymond James & Associates, Inc., member NewYork Stock Exchange/SIPC

Raymond James is a registered trademark of Raymond James Financial, Inc. 14-BR35U-0058 AL 4/14

19991 Hall Road, Suite 105 // Macomb, MI 48044

T 586.416.0664 // T 800.598.0060 // F 866.522.8751

philip.maniaci@raymondjames.com

raymondjames.com/Maniaciwealth

PHILIP J. MANIACI

Vice President, Investments

Many of us have a clear vision of our retirement years. Yet, a surprising number of people have

no idea how they’ll turn those dreams into reality. The fact is today’s retirement takes more than

savings and Social Security. It requires a financial plan that addresses your needs, wants and

how you’ll pay for them. That’s where I can help. Together, we’ll create a plan to help your money

work long enough and hard enough to fund the retirement you envision.

LIFEWELLPLANNED.

Contact me to get started.

It’s never too soon to start planning.