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WHAT’S INSIDE

WELCOME TO YOUR BENEFITS

2

ENROLLING FOR COVERAGE

3-5

MEDICAL

6-7

POS Medical Plan

HDHP Medical Plan

DENTAL

8

PPO Dental Plan

CompDent DHMO Plan

LIFE AND AD&D

9

Life and AD&D Plan

Long Term Disability Plan

PROGRAMS AND CONTACTS

10

Mutual of Omaha World Travel Assistance

VOLUNTARY BENEFITS

11-12

AFLAC Voluntary Benefits

Universal Life & Long Term Care

COMPLIANCE NOTICES

13-20

1