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NYSE:FNF
VARIABLE RATE MORTGAGE
ALTA 6-06 (10-16-08), and 6.2-06 (10-16-08)
These endorsements were created to insure the validity and priority of the mortgage liens
securing loans with variable interest rates. The ALTA 6-06 is the basic variable interest rate
endorsement. The ALTA 6.1 is not filed in California and is designed for use where lenders face
regulatory requirements which must be followed in order to make such loans. The ALTA 6.2-06
was created to insure the validity and priority of mortgage liens as security for interest at variable
rates and as security for additional principal created by the negative amortization of unpaid
interest.