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NYSE:FNF
ALTA 9
SERIES 9
ALTA 9-06 to 9.10-06
[ALTA 9.4-06 AND 9.5-06 WITHDRAWN EFFECTIVE 4/2/2012]
It is common for institutional lenders to require certain additional title insurance coverages for
loans secured by first mortgages on improved real property when these mortgages are to be sold
on the secondary market. The original ALTA Form 9 was designed to provide those coverages in a
single, inclusive form. It afforded the lender various protections with respect to private property
restrictions, building setback lines, encroachments and excepted minerals. Forms for use with
owner’s policies were subsequently adopted also.
In 2012 and 2013 ALTA completely revised all of the endorsements in the series, withdrawing the
9.4-06 and 9.5-06 and adding 5 new forms- the 9.6-06, 9.7-06, 9.8-06, 9.9-06 and 9.10-06.
ALTA 9 Series Summary
Actual Endorsement Availability Depends Upon Case by Case Title Insurer’s Underwriting
Analysis
Coverage
Requested
Loan Policy
Owners Policy
A
L
T
A
9
S
E
R
I
E
S
Restrictions,
Encroachments,
Minerals
Use:
ALTA 9-06¹
for existing
improvements,
ALTA 9.7-06¹
for Land under
Development, and
ALTA 9.10-06¹
where a
possibility of forfeiture exists but
there is no current violation.
To get this coverage for:
vacant land combine - ALTA
9.1-
06¹, ALTA 28.1-06²
and ALTA
35.1-06
.
improved land - combine ALTA
9.2-06¹
, ALTA
28.1-06²
and ALTA
35.1-06
.
Covenants,
Conditions &
Restrictions
Use:
ALTA 9.3-06¹
(It has the same
coverage as Section 3 of the ALTA
9-06, so the ALTA 9-06 is more
inclusive with its encroachment
and mineral coverages in Section
4).
Use:
ALTA 9.1-06¹
for unimproved
land,
ALTA 9.2-06¹
available for
improved Land, or
ALTA 9.8²
for Land Under
Development
Private Rights
Use:
ALTA 9.6-06
(
A private charge or
assessment, option, right of first
refusal or right of prior approval).
Use:
ALTA 9.9-06
06
(
An option, right
of first refusal or right of prior
approval).