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CROSS KEYS BANK | MARCH 2016

3

Letter from the Chairman/Chief Executive Officer . . . . . . . . . . . . . . . . . .2

2016 Brings Leadership Changes to Cross Keys Bank . . . . . . . . . . . . . . . . .4

Shane Bridges Appointed Cross Keys Bank President . . . . . . . . . . . . . . . . 4

Cross Keys Honors, Thanks Retiring Directors . . . . . . . . . . . . . . . . . . . .5

Cross Keys Welcomes Sterlington Vice President & Branch Manager Lee Riordan . . . .7

Community Financial Insurance Center Honors Cross Keys Insurance . . . . . . . . 7

Dear Geek Girl: Tech Advice Column . . . . . . . . . . . . . . . . . . . . . . . .8

Northwest Louisiana Branch Grows . . . . . . . . . . . . . . . . . . . . . . . . 9

Kayne Pierce Committed to Shreveport/Bossier Community . . . . . . . . . . . . .9

Cross Keys Rewards Staff with Promotions . . . . . . . . . . . . . . . . . . . . 10

IRA Dilemma: Traditional or Roth? How about a combo? . . . . . . . . . . . . . . 10

Envoy Mortgage and Cross Keys Mortgage Team Up to Donate . . . . . . . . . . . 11

Cross Keys Bank Annual Employee Day . . . . . . . . . . . . . . . . . . . . . 12

Pete Hays Serves as Team Leader at Shreveport Numana Event . . . . . . . . . . . 13

CKB Tallulah Branch Supports Senior Care Center Crimestoppers Program . . . . . 13

Cross Keys Travel Club Keeps Going! . . . . . . . . . . . . . . . . . . . . . . . 14

CKB Photo Ops . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15

BSJ Bancshares, Inc. & Cross Keys Bank 2015 Annual Report . . . . . . . . . . . . 16

Cross Keys Bank is a full service

bank founded in 1902 to meet the

needs of a growing community.

For the past 114 years, integrity,

service and stability have been the

guiding principles of Cross Keys Bank,

but personal commitment

is what sets us apart.

We are neighbors and friends who

value the traditions that strengthen

community while embracing the

innovations that make life a little

more convenient for everyone.

From personal checking, savings,

insurance and investment accounts

to a full range of business banking

products, the friendly professionals

at Cross Keys Bank are here for you.

Visit any of our convenient locations

or call on us if you need help

with any of our products.

OUR MISSION IS

TO HELP OUR

CUSTOMERS SUCCEED.

BY THEIR SUCCESS WE

WILL SUCCEED.

Generations of Growth

One hundred and fourteen years ago the prudent management of a young bank enabled it to grow

and prosper. Over the years the Cross Keys Bank family has grown to include Cross Keys Investment

Services, Cross Keys Insurance and Cross Keys Mortgage. Trusted by generations, your family can

count on the strength and stability of ours. All the time.

T A B L E O F

C O N T E N T S