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WHAT’S INSIDE

HUMANA MEDICAL

Benefit Summaries

2-5

Simplicity Medical Plan

HDHP Medical Plan

Humana Doctor on Demand

6-7

Go365 Wellbeing and Rewards

Program

8-24

GUARDIAN

Dental Plan

25-28

Vision Plan

29-30

Life and AD&D Plan

31-34

Short-term Disability Plan

35-36

Long-term Disability Plan

37-38

COMPLIANCE

Summary of Benefits and

Coverage

Simplicity Medical Plan

39-47

HDHP Medical Plan

48-55

Compliance Notices

56-67