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4 of 8

Common

What You Will Pay

Limitations, Exceptions, & Other Important

Medical Event

Services You May Need

Network Provider

(You will pay the least)

Non-Network Provider

(You will pay the most)

Information

If you are pregnant

Office visits

No charge; deductible

does not apply

30% coinsurance

Office visits:

Cost sharing does not apply for preventive

services.

Childbirth/delivery professional services:

Depending on the type of services, a

coinsurance or deductible may apply.

Childbirth/delivery facility services:

Maternity care may include tests and services

described elsewhere in the SBC (i.e.

ultrasound) Preauthorization may be required -

if not obtained, penalty will be 40%

Childbirth/delivery professional

services

20% coinsurance

40% coinsurance

Childbirth/delivery facility

services.

20% coinsurance

40% coinsurance

If you need help

recovering or have

other special health

needs

Home health care

20% coinsurance

40% coinsurance

120 visits per year

Preauthorization may be required - if not

obtained, penalty will be 40%

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