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ADDITIONAL PROGRAM FEATURES
Group Hospital Indemnity
Unum’s Group Hospital Indemnity Insurance can complement your health insurance to help you pay for the costs
associated with a hospital stay. It can also provide funds for the out-of-pocket expenses your medical plan may not
cover, such as co-insurance, co-pays and deductibles. A Hospital Admission would pay the insured $1,500 once per
calendar year. You may also purchase coverage for your spouse and dependent children.
Exclusions and limitations apply; see full description of benefits for full list
LegalShield Identity Theft
Everyone needs a good Identity Theft Protection Plan. This plan isn’t just credit monitoring. This plan protects you and
your family from many forms of Identity Theft and restores your credit, medical records and any other destruction back
to the pre-theft status at no cost to you. Upon a compromise, Kroll steps in and takes the lead for you doing the work
necessary to restore your ID back to pre-theft status, regardless of the time or cost it takes them. With all the recent
compromises, Target, T-Mobile, Anthem Blue Cross and many other companies, we need to protect ourselves.
LegalShield Legal Plan
Have you ever needed assistance with a speeding ticket, a landlord not refunding your deposit, a creditor, bankruptcy,
divorce, child support, review of mortgage documents or any of the 101 reasons we can help with our legal plan (see
your enrollment portal for a full listing). Each state has their own law firm based on what state you live in. Please see the
document showing the Law Firms by State posted on your enrollment portal.
Monthly Weekly
Bi-Weekly
LegalShield Legal Plan All States
$18.95
$4.37
$8.75
LegalShield Legal Plan (New York)
$15.95
$3.68
$7.36
Identity Theft All States
$14.95
$3.45
$6.90
Combined Legal/Identity Theft All States
$28.90
$6.67
$13.34
Combined Legal/identity Theft (New York)
$25.90
$5.98
$11.95
Voluntary Accident Premium
Accident Coverage Monthly Premium
(Includes Wellness)
EE only
$12.02
EE + Spouse
$19.32
EE + Childre
$22.57
EE + Family
$29.87
$1,500 Hospital Indemnity Premium
$1,500 Hospital Indemnity Monthly Premium
age band
Employee
Emp + SP
Emp +Ch
Emp + Fam
17- 49
$15.77
$28.19
$22.41
$34.83
50 - 59
$20.32
$40.43
$26.96
$47.07
60 - 64
$28.49
$59.31
$35.13
$65.95
65 +
$40.16
$83.34
$46.80
$89.98
Critical Illness Monthly Premium
Without Cancer
per $5,000 (Includes Wellness)
With Cancer
per $5,000 (Includes Wellness)
Issue Ages
Non-Tobacco
Tobacco
Non-Tobacco
Tobacco
< 25
$2.75
$3.25
$3.60
$4.40
25-29
$2.75
$3.40
$3.80
$4.95
30-34
$3.30
$4.35
$4.80
$6.65
35-39
$3.85
$5.45
$6.00
$9.05
40-44
$4.75
$7.30
$7.80
$12.50
45-49
$5.75
$9.20
$10.15
$16.70
50-54
$7.00
$11.25
$12.85
$21.70
55-59
$8.65
$13.60
$16.40
$27.25
60-64*
$10.70
$16.55
$20.60
$32.30
65-69
$12.30
$17.40
$22.95
$33.65
70 +
$22.25
$29.15
$39.85
$53.20
Critical Illness Premiums
oluntary Accident Premium
Accident Coverage Monthly Premium
(Includes Wellness)
EE only
$12.02
EE + Spouse
$19.32
EE + Children
$22.57
EE + Family
$29.87
pital Indemnity Premium
$1,500 Hospital Indemnity Monthly Premium
Employee
Emp + SP
Emp +Ch
Emp + Fam
$15.77
$28.19
$22.41
$34.83
$20.32
$40.43
$26.96
$47.07
$28.49
$59.31
$35.13
$65.95
$40.16
$83.34
$46.80
$89.98
$22.25
$29.15
$39.85
$53.20
Accident Coverage
Unum’s Accident Insurance can pay benefits based on the injury you receive and the treatment you need, including
emergency-room care and related surgery. The benefit can help offset the out-of-pocket expenses that medical
insurance does not pay, including deductibles and co-pays. Family coverage is available. There is an added wellness
benefit on this play, which can pay an annual $50 benefit for preventive care. See schedule of benefits for a full list of
covered injuries and treatments.