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3
Your Health and Welfare Benefits Plan
ACM offers a wide variety of benefits and gives you the opportunity to
customize a benefits package that meets your personal needs.
Benefit
Who pays the cost?
Medical Coverage which includes
Rx and Vision
You & ACM
Flexible Spending Account
You
Dental Coverage
You & ACM
Long Term Disability
ACM
Voluntary Life Insurance
You
Voluntary Critical Illness & Accident
Coverage (AFLAC)
You
Who is Eligible?
You are eligible to join Allegany College of Maryland’s plan if you are
a regular, full-time Employee, who is scheduled at least 30 hours Per
Pay Period.
You may also enroll your dependents in Allegany College of
Maryland’s Plan when you enroll. Eligible dependents include:
Your spouse, to whom you are legally married (who is neither
divorced nor legally separated; common-law and domestic
partners are excluded);
You or your Spouse's child who is under age 26, including a
natural child, stepchild, a legally adopted child, a child placed
for adoption or a child for whom you or your Spouse are the
legal guardian; or
An unmarried child age 26 or over who is or becomes disabled
and dependent upon you; or
A full-time student up to age 26.
To be eligible for coverage under the Plan, a dependent must reside
within the United States.
When Benefits Begin
Your benefits begin on the first day of the month following your initial
date of hire if you are full-time employee.
About Your Choices
Please read this booklet carefully before making any decisions. Once
you’ve read the booklet, review each area, one at a time, and consider
your options.
Once you have made your decisions complete your enrollment forms
and return to the Human Resource Department.
We sincerely value your commitment and contributions to the company
and hope you are able to make to most of your benefit opportunities.
Benefit Information
About Your Choices