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Table of Contents

M E D I C A L / R X : ....................................................................................................................................... Page 8

D E N T A L : ................................................................................................................................................... Page 10

V I S I O N : ..................................................................................................................................................... Page 11

B I - W E E K L Y R A T E S : ........................................................................................................................ Page 12

B A S I C L I F E A N D A D & D : .............................................................................................................. Page 13

V O L U N T A R Y T E R M L I F E A N D A D & D : ............................................................................... Page 13

S H O R T T E R M D I S A B I L I T Y ( S T D ) : ....................................................................................... Page 14

L O N G T E R M D I S A B I L I T Y ( L T D ) : ........................................................................................... Page 14

A F L A C G R O U P A C C I D E N T : ....................................................................................................... Page 14

A F L A C G R O U P C R I T I C A L I L L N E S S : .................................................................................. Page 14

O N - S I T E C L I N I C : .............................................................................................................................. Page 15

R E T I R E M E N T P L A N 4 0 1 ( K ) : ..................................................................................................... Page 15

A U T O & H O M E I N S U R A N C E : .................................................................................................... Page 16

L E G A L S E R V I C E S P L A N : ............................................................................................................ Page 16

P A I D T I M E O F F : ................................................................................................................................ Page 17

L E A V E S : ................................................................................................................................................... Page 18

T U I T I O N R E I M B U R S E M E N T : .................................................................................................... Page 18

T E A M D I S C O U N T S :….………………………………………………………………………………………Page 19

A B C C O M P A N Y W E L L N E S S : ……………………..……………………………………….……...…..Page 19

E M P L O Y E E A S S I S T A N C E P R O G R A M ………………………………………………………….Page 20

M D L I V E : ……………………...………………………………………….……...……………………………..….Page 21

E M P L O Y E E O N L I N E E N R O L L M E N T G U I D E : ................................................................. Page 22

UNDERSTANDING YOUR BENEFITS & GETTING THE MOST FOR YOUR BENEFITS…………….………Pages 23-32

L E G A L N O T I C E S :

• Women’s Health and Cancer Rights Act Notice: ............................................................................... Page 33

• Premium Assistance Under Medicaid and the

Children’s Health Insurance Program (CHIP): ................................................................................... Page 33

• Important Notice from ABC Company about

your Prescription Drug Coverage and Medicare: ............................................................................... Page 33

B E N E F I T C O N T A C T I N F O R M A T I O N : .................................................................................. Page 37