88 / 138
Benchmarking │ Plan Design
$1,032
$1,025
$917
$843
$958
$1,028
$1,215
$1,230
$1,737
$2,215
$2,099
$2,199
$0
$500
$1,000
$1,500
$2,000
$2,500
2014
2015
2016
Average Single Deductible
HMO PPO POS HDHP/SO
19%
54%
27%
20%
52%
28%
19%
48%
32%
$0-$19.99 Per Visit $20-$29.99 Per Visit
$30+ Per Visit
Distribution of Co-Payments for Plans
with a Primary Care Office Visit Co-
Pay
2014 2015 2016
$2,328
$2,758
$2,245
$1,947
$2,012
$2,147
$2,470
$2,467
$3,769
$4,522
$4,332
$4,343
$0
$500
$1,000
$1,500
$2,000
$2,500
$3,000
$3,500
$4,000
$4,500
$5,000
2014
2015
2016
Average Family Deductible
HMO PPO POS HDHP/SO
Source: Kaiser/HRET Survey of Employer-
Sponsored Health Benefits, 2016