This is a summary of the policy and does not
contain the full terms and conditions of the
cover, which can be found in the policy
documentation. It is important that you read
the policy documentation carefully when
you receive it.
Who is the Insurer?
The Insurer of this policy is Aviva Insurance
Limited.
What is this insurance policy?
This policy protects you against perils such as
fire, storm or flood. Some of the covers
summarised are optional and these are clearly
marked as such. If you have selected any of
these options, they will clearly be marked on
your policy schedule.
What are the benefits and features of
this insurance policy?
Your policy includes the following significant
features and benefits, which are explained in
detail in your policy booklet.
In addition cover is provided for
- accidental damage to television sets,
aerials, video recorders, personal
computers, satellite aerials and decoders,
dvd players and external aerials to the
house (up to the amount insured)
- contents temporarily removed from the
home (up to 15% of amount insured)
- contents in outbuildings including
garages, sheds, greenhouses and cellars
(up to £1,000)
- accidental damage to mirrors, glass tops,
ceramic hobs and fixed glass in furniture
or cookers (up to 15% of the amount
insured)
- insurance for fatal accidents (£5,000)
- replacement locks for outside doors and
alarms of your home if your keys are lost
or stolen (up to £250)
- spoilage of food in refrigerators and
freezers (up to the amount insured)
- loss of domestic fuel oil (up to £1,000)
- loss of metered water (up to £1,000)
- alternative accommodation following an
insured loss (up to 15% of the amount
insured)
- tenants improvements (up to 15% of
amount insured or £2,000 whichever is
greater)
- Religious festival andWedding gifts cover
(temporary increase of 15% of the
amount insured)
- tenants liability (up to 15% of amount
insured)
- personal liability (up to £2,000,000 or
£5,000,000 if the claim involves a
domestic employee)
- insurance for documents (up to £1,000)
- contents in the open (up to £500)
- contents at university/college or boarding
school (up to £2,500)
- accidental loss of or damage to contents
during removal when carried out by a
professional removal company (up to
amount insured)
- accidental damage to stairlifts fixed to
your home (up to 10% of the amount
insured)
- accidental damage to pavement vehicles
and their accessories in your home (up
to £1,000)
5
Sheffield City Council
Tenants Contents Policy Summary
