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44

NEWBORNS’ AND MOTHERS’ HEALTH PROTECTION ACT NOTICE

Group health plans and health insurance issuers generally may not, under Federal law, restrict benefits for any

hospital length of stay in connection with childbirth for the mother or newborn child to less than 48 hours

following a vaginal delivery, or less than 96 hours following a cesarean section. However, Federal law generally

does not prohibit the mother’s or newborn’s attending provider, after consulting with the mother, from discharging

the mother or her newborn earlier than 48 hours (or 96 hours as applicable). In any case, plans and issuers may

not, under Federal law, require that a provider obtain authorization from the plan or the insurance issuer for

prescribing a length of stay not in excess of 48 hours (or 96 hours). If you would like more information on

maternity benefits, call your plan administrator.

AVAILABILITY OF SUMMARY INFORMATION

As an employee, the health benefits provided by College of Marin represent a significant component of your

compensation package. They also provide important protection for you and your family in the case of illness or

injury.

College of Marin offers a variety of benefit plans to eligible employees. The federal health care reform law requires

that eligible members of an employer plan receive a Summary of Benefits and Coverage (SBC) for any medical and

pharmacy plans available. The SBC is intended to provide important plan information to individuals, such as

common benefit scenarios and definitions for frequently used terms. The SBC is intended to serve as an easy-to-

read, informative summary of benefits available under a plan.

SBCs and any revisions or amendments of the plans offered by College of Marin are available by contacting your

Benefits Department.

NOTICE OF CHOICE OF PROVIDERS

HMO plans generally requires the designation of a primary care provider. You have the right to designate any

primary care provider who participates in their network and who is available to accept you or your family members.

Until you make this designation, your carrier will designate one for you. For information on how to select a primary

care provider, and for a list of the participating primary care providers, contact your insurance carrier directly.