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info@benefits-direct.com

(877) 523-0176

www.benefits-direct.com/s

msd

TABLE OF CONTENTS

MEDICAL INSURANCE ....................................................................................

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DENTAL INSURANCE ................................................................................................................................................8 VISION INSURANCE ...............................................................................................................................................10 FLEXIBLE SPENDING ACCOUNT ..............................................................................................................................12 VOLUNTARY TERM LIFE INSURANCE WITH AD&D ................................................................................................... 16 SHORT-TERM DISABILITY ......................................................................................................................................19 CANCER ................................................................................................................................................................ 20 ACCIDENT INSURANCE ..........................................................................................................................................27 CRITICAL ILLNESS .................................................................................................................................................29 COMBINED PERMANENT TERM LIFE AND LONG TERM CARE....................................................................................31 IDENTITY THEFT PROTECTION ..............................................................................................................................35

DISCLAIMER

The intent of this summary is to briefly highlight your benefits and NOT to replace your insurance contracts or

booklets. This information has been compiled into summary form to outline the voluntary benefits offered by

Shawnee Mission USD # 512.

If this benefit summary does not address your specific benefit questions, please contact BenefitsDirect for

assistance.

Phone

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(877) 523-0176

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:

info@benefits-direct.com

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www.benefits-direct.com/smsd

The information provided in this summary is for comparative purposes only. Actual claims paid are subject to

the specific terms and conditions of each contract. This benefit summary does not constitute a contract.

The information in this booklet is proprietary. Please do not copy or distribute to others.

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