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Table of Contents
Benefits in Focus ....................................................................................................................... 3 Who Can You Cover? .................................................................................................................. 4 Cost of Coverage ........................................................................................................................ 5 Making the Most of Your Benefit Plans ........................................................................................ 6 Your Health Care Coverage ......................................................................................................... 7 Medical .................................................................................................................................... 8 Prescription Drugs ..................................................................................................................... 9 Wellness and Online Resources ................................................................................................ 10 Dental ..................................................................................................................................... 11 Vision ..................................................................................................................................... 12 Life Insurance and Long Term Disability .................................................................................... 13 Employee Assistance Program (EAP) ......................................................................................... 14 Meet BEN-IQ ............................................................................................................................ 14 Flexible Spending Accounts (FSA) ............................................................................................. 15 Required Federal Notices ......................................................................................................... 16 Notes ...................................................................................................................................... 23 Contact Information .................................................................................................................. 24Medicare Part D Notice: If you (and/or your dependents) have Medicare or
will become eligible for Medicare in the next 12 months, a federal law gives
you more choices about your prescription drug coverage. Please see pages 21
- 22 for more details.
Statement of Material Modifications
This enrollment guide constitutes a Summary of Material Modifications (SMM) to the
San Diego Natural History
Museum
Health Plan. It is meant to supplement and/or replace certain information in the SPD, so retain it for
future reference along with your SPD. Please share these materials with your covered family members.