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Table of Contents
Contact Information ..............................................................................................................................................................................1
Medical Insurance ................................................................................................................................................................................2
Eligibility ........................................................................................................................................................................................2
Frequently Asked Questions .........................................................................................................................................................2
Pre-tax Premium Contributions .....................................................................................................................................................2
United Healthcare Plan Designs....................................................................................................................................................3
Virtual Visits...................................................................................................................................................................................4
Rally ..............................................................................................................................................................................................4
How to Enroll .................................................................................................................................................................................4
Advocate4ME ................................................................................................................................................................................5
Health Care Coverage Options: COBRA and Its Alternatives .......................................................................................................5
When to Use Primary Care, Convenience Care, Urgent Care, Lab Services or Emergency Care ...............................................6
Voluntary Dental Insurance ..................................................................................................................................................................8
Sun Life Plan Design .....................................................................................................................................................................8
Voluntary Vision Insurance ...................................................................................................................................................................9
EyeMed Plan Design .....................................................................................................................................................................9
Basic Life and AD&D ..........................................................................................................................................................................10
Voluntary Life and AD&D....................................................................................................................................................................10
Short-Term Disability Insurance .........................................................................................................................................................11
Long-Term Disability Insurance ..........................................................................................................................................................11
Employee Assistance Program...........................................................................................................................................................11
Voluntary Worksite Benefits................................................................................................................................................................12
Group Critical Illness ...................................................................................................................................................................12
Accident Insurance ......................................................................................................................................................................12
Flu Shots ............................................................................................................................................................................................13
Important Notices ...............................................................................................................................................................................14
Special Enrollment Notice ...........................................................................................................................................................14
Notice of Material Change (also Material Reduction in benefits) .................................................................................................14
Women’s Health and Cancer Rights Act Of 1998........................................................................................................................14
Newborns’ and Mother's Health Protection Act ...........................................................................................................................14
Notice of Privacy Practices..........................................................................................................................................................15
Marketplace Options....................................................................................................................................................................15
Important Information Regarding 1095 Forms .............................................................................................................................15
Medicaid CHIP Notice .................................................................................................................................................................16
Medicare Part D Credible Coverage............................................................................................................................................17
Notice Regarding Wellness Program...........................................................................................................................................18
Glossary of Terms ..............................................................................................................................................................................19