Life and Death Planning for Retirement Benefits

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Appendix A: Tables 473
3. Single Life Expectancy Table.
For computing RMDs after the participant’s death; see
Age Life
Expectancy Age
Life
Expectancy Age
Life
Expectancy Age Life
Expectancy
0
1
2
3
4
82.4
81.6
80.6
79.7
78.7
30
31
32
33
34
53.3
52.4
51.4
50.4
49.4
60
61
62
63
64
25.2
24.4
23.5
22.7
21.8
90
91
92
93
94
5.5
5.2
4.9
4.6
4.3
5
6
7
8
9
77.7
76.7
75.8
74.8
73.8
35
36
37
38
39
48.5
47.5
46.5
45.6
44.6
65
66
67
68
69
21.0
20.2
19.4
18.6
17.8
95
96
97
98
99
4.1
3.8
3.6
3.4
3.1
10
11
12
13
14
72.8
71.8
70.8
69.9
68.9
40
41
42
43
44
43.6
42.7
41.7
40.7
39.8
70
71
72
73
74
17.0
16.3
15.5
14.8
14.1
100
101
102
103
104
2.9
2.7
2.5
2.3
2.1
15
16
17
18
19
67.9
66.9
66.0
65.0
64.0
45
46
47
48
49
38.8
37.9
37.0
36.0
35.1
75
76
77
78
79
13.4
12.7
12.1
11.4
10.8
105
106
107
108
109
1.9
1.7
1.5
1.4
1.2
20
21
22
23
24
63.0
62.1
61.1
60.1
59.1
50
51
52
53
54
34.2
33.3
32.3
31.4
30.5
80
81
82
83
84
10.2
9.7
9.1
8.6
8.1
110
111+
1.1
1.0
25
26
27
28
29
58.2
57.2
56.2
55.3
54.3
55
56
57
58
59
29.6
28.7
27.9
27.0
26.1
85
86
87
88
89
7.6
7.1
6.7
6.3
5.9