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Autumn 2017 31
Chalk Paint
DIY WITH CHALK PAINT &
BRING YOUR FAVOURITE PIECE OF
FURNITURE
BACK TO LIFE!
SPEAK TO A CHALK PAINT EXPERT AT
KILLARNEY VALE PAINTS
TODAY
1
2
3
PREPARE
REPAIR
CLEAN
REPURPOSE
WITH
before
after
4
5
6
PAINT
SAND
PROTECT
* Buy 2 X 4L of Dexpress and preparation cleaner (2x1L Wood cleaner or Rapid Prep) and receive a free Haymes bucket and applicator. # Receive a free can of 2X Spray paint with any Rust-Oleum Chalk Paint purchase. ^ Get 20% off Rokset rollers and brushes. While stocks last. Offers only available at Wangaratta Paint Place.
Purchases must be made at DIY night on 20/10/16. Not available with any other offers.
KILLARNEY VALE PAINTS
• 108 WYONG ROAD • 4333 7771
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Central Coast Home & Lifestyle Mag HPH Feb 2017.indd 1
6/02/2017 11:39 am
1/73 Ocean Beach Road, Woy Woy (now available.)
P
roperty
investment
offers
many
advantages. Unlike your money stuck in
a bank savings account, it is considered
a growth asset class where capital growth
outstrips inflation. This means overtime you
increase rather than decrease the capital
value of your assets.
Shares are also a growth asset. However,
it’s hard to get truly independent information
for investing in shares, where as property is
a tangible, transparent buy. The expression
‘investing in bricks and mortar’ means you get
a real asset you can touch and feel for your
money.
If your shares become worthless overnight,
you are left with paper. If your property drops
in value, you can always live in it. You should
consider getting expert advice froma financial
specialist before investing in property.
When choosing which property to buy,
consider whether people in the area would
want to live there (remember, it’s not a
property for you to live in).
Also understand that with newer buildings
you may be able to reclaim up to four per
cent of the building’s value annually, only
the interest component of a mortgage for
investment can be tax deductible, which is
why many property investors use interest
only loans, property is a growth asset.
Choosing a reputable property manager
(fee is tax deductible) will reduce vacancy
times and result in better tenants. Why not
speak with a property management expert
from Richardson & Wrench Umina Beach.
Don’t forget to claim depreciation on
your investment property. Regardless of
age, depreciation can be claimed on most
properties, potentially resulting in thousands
of dollars back in your pocket at tax time.
Phone: 4344 4666
Why should you consider investing in bricks and mortar?