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2016 Benefits Guide
10
Anthem Voluntary Dental
Benefit/Service
In-Network
Out-of-Network
Benefit
Preventive
100%
100%
Basic
80%
80%
Major
50%
50%
Ortho
50%
50%
Deductibles & Maximums
Deductible Individual *
$50
Deductible Family
$150
Annual Maximum Per Person
$1,000
Lifetime Orthodontia Maximum **
$1,000
* Does not apply to preventive services.
** Orthodontic services are available for children up to age 19 and the annual
deductible does NOT apply.
Dental Employee Cost
Bi-Weekly
Employee
$12.13
Employee & Spouse
$24.67
Employee & Child(ren)
$29.22
Employee & Family
$41.28
2016 Employee Dental
DENTAL INSURANCE
You will have coverage both in-network and out-of-
network. It is to your advantage to utilize a network
dentist to take advantage of contracted fees. You
will experience the deepest discounts when seeing
an in-network dentist. If you go out-of-network, you
will be responsible for any amount exceeding
Anthem’s negotiated rates plus any deductible and
co-insurance associated with your procedure.
Out-of-Network Services
All out-of-network claims are paid at the 80th
Percentile of UCR. The provider will bill the insured
for any charges that exceed the 80th Percentile of
UCR. (Usual and Customary Reimbursement)