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Disclaimer:

This benefit summary highlights key features of the American Home Mortgage benefits program and does not include all plan rules and details. The

terms of your benefit plans are governed by legal documents, including insurance contracts. Should there be any inconsistencies between this summary and the

legal plan documents, the plan documents are the final authority. American Home Mortgage reserves the right to change or discontinue its benefit plans at any time

without prior advance notice.

Your wellness is our

focus.