2
Table of Contents
Contact Information.......................................................................................
.............................. 3Employee Assistance Program.....................................................................
.............................. 4Health Reimbursement Arrangements..........................................................
.............................. 5Plan Costs as of April 1, 2016..................................................................................................... 6
Health Insurance...........................................................................................
.............................. 7Dental Insurance.........................................................................................
.............................. 29Vision Insurance .........................................................................................
.............................. 33Group Term Life..........................................................................................
.............................. 34Group Voluntary Term Life..........................................................................
.............................. 37Group Short Term Disability........................................................................
.............................. 44Group Long Term Disability ........................................................................
.............................. 48Flexible Spending Account .........................................................................
.............................. 53Accidental Insurance................................................................................................................. 59
Cancer Insurance........................................................................................
.............................. 61Critical Illness Insurance .............................................................................
.............................. 68Hospital Indemnity Insurance......................................................................
.............................. 76Notices ........................................................................................................
.............................. 83