SPVG Benefit Guide 2016 - NEW GRAPHICS.pub

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Table of Contents
Contact Information ..............................................................................................................................................................................1
Medical Insurance ................................................................................................................................................................................2
Understanding Your Plan Options .................................................................................................................................................2
Understanding Health Savings Accounts ......................................................................................................................................3
Virtual Visits...................................................................................................................................................................................5
Advocate4ME ................................................................................................................................................................................5
Rally ..............................................................................................................................................................................................5
United Healthcare - Plan Designs..................................................................................................................................................6
Medical Plan Costs ........................................................................................................................................................................7
Dental Insurance ..................................................................................................................................................................................8
Vision Insurance ...................................................................................................................................................................................9
Voluntary Pet Insurance .....................................................................................................................................................................10
Basic Life and AD&D ..........................................................................................................................................................................11
Voluntary Term Life (for Staff & Paralegals only)................................................................................................................................11
UNUM Employee Assistance Program ...............................................................................................................................................12
UNUM Travel Assistance Program .....................................................................................................................................................12
Supplemental Universal Life (for Attorneys & Key Management Staff only) .......................................................................................13
Long-Term Disability Insurance ..........................................................................................................................................................13
Flexible Spending Accounts (FSAs) ...................................................................................................................................................13
Medical Reimbursement Account ................................................................................................................................................14
Limited Purpose Reimbursement Account ..................................................................................................................................14
Dependent Care Reimbursement Account ..................................................................................................................................14
Employee Assistance Program (EAP) ................................................................................................................................................15
UNUM Voluntary Policies ...................................................................................................................................................................15
401(k) Retirement Savings Plan .........................................................................................................................................................16
Parking/Transportation .......................................................................................................................................................................19
Tuition Reimbursement Policy ............................................................................................................................................................19
Dependent/Domestic Partner Coverage Reminder ............................................................................................................................19
Holiday Schedule................................................................................................................................................................................20
Paid Time Off (PTO) (Staff and Paralegals) .......................................................................................................................................20
Vacation Policy (Non-Attorney Exempt Employees)...........................................................................................................................20
Vacation Policy (Associates) ..............................................................................................................................................................21
529 College Savings Plans .................................................................................................................................................................21
Bar Licenses and Professional Dues for Associate Attorneys & Staff ................................................................................................21
Health Initiative 2016 ..........................................................................................................................................................................22
Important Notices ...............................................................................................................................................................................23
Special Enrollment Notice ...........................................................................................................................................................23
Women’s Health and Cancer Rights Act Of 1998........................................................................................................................23
Notice of Privacy Practices ..........................................................................................................................................................23
Marketplace Options ....................................................................................................................................................................23
Medicaid CHIP Notice .................................................................................................................................................................24
Medicare Part D Credible Coverage ............................................................................................................................................24
Glossary of Terms ..............................................................................................................................................................................25